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Smartkeeda's LIC AAO Mock Test 2026 reflects the latest pattern for Mains and simulates the real exam interface to help you maintain speed, accuracy, and calm under pressure. Get LIC AAO Mains full-length mock tests, subject tests, and chapter tests with unlimited reattempts, a free demo, and deep performance analytics (accuracy, time per question, weak-area flags). Ask-a-doubt support from experts helps you correct mistakes faster. Benchmark yourself with a live leaderboard, track your progress, and convert practice into selection. Available in English and Hindi.
The selected candidates are required to sponsor suitable persons to be appointed as Life Insurance Agents, train them properly, and help the recruited agents to sell life insurance to a maximum number of persons. They will also be required to give prompt after-sales service to policyholders. The recruitment of Apprentice Development Officers is for Urban as well as Rural Areas and the selected candidates will have to work in these areas. However, some of the selected candidates are also posted in the jurisdiction of nearby Divisional Office/s within the jurisdiction of the Zone.
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LIC AAO 2026 Overview
| Name of Recruitment | LIC AAO |
| Exam conducting Authority | Life Insurance Corporation of India |
| Name of the post | Assistant Administrative Officer (Generalist) |
| Vacancies | TBA |
| Mode of Application | Online |
| Mode of exam | CBT |
| Selection procedure | Prelims, Mains, and Interview |
| Official website | https://www.licindia.in |
LIC AAO 2026 Important dates
| Activity | Dates |
| Start date for Online Registration of Applications and Online Payment of Application Fee/ Intimation Charges | Aug 2026 Tentative |
| Last date for Online Registration & Online Payment of Application Fee/Intimation Charges | Sept 2026 Tentative |
| Download of Call Letter for Online Examination | 7 to 10 days before the examination |
| Dates of Online Examination – Preliminary | Octo 2026 Tentative |
| Dates of Online Examination – Main | Nov 2026 Tentative |
Age Relaxation
Minimum Age shall be 21 years (completed) as on 2026. with DOB window 1996-2005 for AAO (Generalist).
Maximum age shall not be more than 30 years (candidates must have been born not earlier than 1996 and not later than 2005 both days inclusive only are eligible)
Relaxations in upper age limit for Scheduled Caste (SC)/Scheduled Tribe(ST)/Other Backward Communities (OBC)/ Emergency Commissioned Officers (ECO) /Short Service Commissioned Officers (SSCO) /Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees/ shall be as under :
| Category | Age Relaxation (In years) |
| SC/ST | 5 YEARS |
| OBC | 3 YEARS |
| PwBD(Gen) | 10 YEARS |
| PwBD(SC/ST) | 15 YEARS |
| PwBD(OBC) | 13 YEARS |
| ECO/SSCO (GEN) | 5 YEARS |
| ECO/SSCO (SC/ST) | 10 YEARS |
| ECO/SSCO (OBC) | 8 YEARS |
| Confirmed LIC employees | Further Relaxation of 5 YEARS |
Education Qualification
For AAO(Generalist): “Bachelor’s Degree in any discipline from a recognized Indian University/Institution”
The educational qualification mentioned should be from a University/Institute/ Board recognized by Govt. of India / approved by the Government Regulatory bodies and the result should have been declared on or before 2026.
Proper documents from Board / University for having declared the result on 2026 have to be submitted at the time of the interview. The date of passing the examination which is reckoned for eligibility will be the date of passing appearing on the mark sheet / provisional certificate.
Application fees/ Intimation charges:
Candidates will have to make the payment of Application Fees/Intimation Charges through the On-Line Mode as under:
| Category | Fees (Non-refundable) |
| For SC/ST/ PwBD candidates | Intimation Charges of Rs. 85/- +Transaction Charges + GST |
| For all other candidates | Application Fee-cum-Intimation Charges of Rs. 700/- + Transaction Charges + GST |
EXAM PATTERN
Examination Pattern
Comprehension of the examination pattern is the first and foremost step in the preparation. It is very important to thoroughly understand and become familiar with the latest examination pattern to design an effective plan of action to prepare for the examination.
Let us have a quick glance over the examination pattern of LIC AAO 2026.
Selection of Assistant Administrative Officers in LIC will be done through a three-tiered process and subsequent Pre-recruitment Medical examination.
- Online Preliminary Exam
- Online Main Exam
- Interview
Stage I: Online Preliminary Exam
Stage II: Online Main Exam
A preliminary Examination consisting of an objective test will be conducted online. The test will have three sections (with separate timings for each section) as follows:
- The Preliminary examination will be the first stage of the selection process and is qualifying in nature. It is conducted in Computer Based Test mode.
- Candidates will have to pass each of the objective tests of the online examinations.
- Questions from three subjects, namely i.e., English language, Reasoning Ability, and Quantitative aptitude will be asked at this stage.
- All the subjects of the preliminary examination will account for 100 marks with sectional timing of 20 minutes for each subject.
| Name of Test | No. of Questions | Maximum Marks | Duration |
| English Language | 30 | 30** | 20 mins |
| Reasoning Ability | 35 | 35 | 20 mins |
| Quantitative Aptitude | 35 | 35 | 20 mins |
| Total | 100 | 70 | 60 mins |
- Both the objective and descriptive tests will be online.
- The objective test will have separate timing for every section.
- Candidates will have to answer descriptive tests by typing on the computer.
- A descriptive test will be administered immediately after the completion of the objective test.
| Section | No of Questions | Max Marks | Medium | Minimum Qualifying Marks | Duration | |
|
SC/ST/ PWBD |
Others | |||||
| Data Analysis & Interpretation | 30 | 90 |
English/ Hindi |
40 | 45 | 40 mins |
| General Knowledge and Current affairs | 30 | 60 |
English/ Hindi |
27 | 30 | 20 mins |
| Reasoning Ability | 30 | 90 |
English/ Hindi |
40 | 45 | 40 mins |
| Insurance and Financial Market Awareness | 30 | 60 |
English/ Hindi |
27 | 30 | 20 mins |
| Total | 120 | 300 | 2 hours | |||
| English Language Descriptive Paper (Communication Skills: Emails, Reports, Situation Analysis & Precis Writing) | 2 | 25** | English | 9 | 10 | 30 mins |
**Kindly note that the descriptive test will be of qualifying nature and the marks will not be counted for ranking. Also, the Descriptive paper of only those candidates will be evaluated who qualify in the objective part of the main Examination.
Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in Main Examination + marks obtained in the Interview will be considered for the final merit listing of candidates.
English Language (Letter Writing & Essay)
This is a part of the main examination and it is the easiest part of the LIC AAO exam. You are required to choose and write an Essay and a Letter out of the given topics. The total time allotted for the descriptive part is 30 minutes. Scoring well in this section can be a cakewalk for you if you are aware of the latest happenings in and around the world and have a good knowledge of the format for formal/informal letter writing.
Interview
Interview marks : Interview = 60 marks; qualifying = 30 (UR/OBC/EWS), 27 (SC/ST/PwBD).
An interview is the last stage of the LIC AAO examination. Candidates who clear the written examinations will be called for the interview round. This round is a very important part of the selection process.
In this round, the officials will try to check your knowledge, opinions, Communication Skills: Emails, Reports, Situation Analysis & Precis Writing, and your fitness for the job. This is also the scoring part of the examination process and the marks obtained in this round are added to the final merit.
If you have successfully cleared the written exam and the document verification process, you will be appointed to the post of Assistant Administrative Officer (Generalist).
An interview is the last stage of the LIC AAO examination. Candidates who clear the written examinations will be called for the interview round. This round is a very important part of the selection process.
In this round, the officials will try to check your knowledge, opinions, Communication Skills: Emails, Reports, Situation Analysis & Precis Writing, and your fitness for the job. This is also the scoring part of the examination process and the marks obtained in this round are added to the final merit.
If you have successfully cleared the written exam and the document verification process, you will be appointed to the post of Assistant Administrative Officer (Generalist).
Qualifying Marks
As you all know the cut-off for LIC AAO 2026 prelims has already been decided. Unreserved category students have to score 18 in the Quantitative Aptitude & Reasoning Section and 10 marks in English. However, the English Language section of LIC AAO 2026 prelims will be of qualifying nature and the marks in the English Language will not be counted for ranking. So, here is a huge advantage for the candidates who are not very good at English. But, you will have to practice hard to score well in the Quantitative Aptitude and Reasoning Ability section to qualify for the mains.
So, the key to all of the preparation, though, is understanding how to approach this exam. Once you know that, the rest of it doesn’t seem nearly as terrifying. Smartkeeda always tries to provide our students with quality content at the least possible price so that the students do not take studying as a financial burden.
LIC AAO Preliminary Syllabus
| Sections | Syllabus |
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English language |
Reading Comprehension Cloze Test Para jumbles Miscellaneous Fill in the blanks Multiple Meaning /Error Spotting Paragraph Completion |
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Reasoning ability |
Logical Reasoning Alphanumeric Series Ranking/Direction/Alphabet Test Data Sufficiency Coded Inequalities Seating Arrangement Puzzle Tabulation Syllogism Blood Relations Input-Output Coding-Decoding |
|
Quantitative aptitude |
Simplification Profit & Loss Mixtures & Allegations Simple Interest & Compound Interest & Surds & Indices Work & Time Time & Distance Mensuration – Cylinder, Cone, Sphere Data Interpretation Ratio & Proportion, Percentage Sequence & Series Permutation, Combination & Probability |
LIC AAO Mains Syllabus
| Sections | Syllabus |
|
Reasoning ability |
× Logical Reasoning × Alphanumeric Series × Ranking/Direction/Alphabet Test × Data Sufficiency × Coded Inequalities × Seating Arrangement × Puzzle × Tabulation × Syllogism × Blood Relations × Input-Output × Coding-Decoding |
|
Quantitative aptitude |
× Pie charts × Bar graphs × Data Handling × Data Derivation × Data Implementation × Elementary Mathematics |
| General Knowledge and Current Affairs |
× Current Affairs × Banking News × National and International News × Economic and Financial News × Awards and honors × Books and authors, × Latest appointments, × Obituaries, × New schemes sanctioned by the Central and state governments, sports, etc. × Static GK × Names of Country-capital, currency, × Headquarters of Financial Organizations × Constituencies of Ministers, × Dance forms × Important Dates × Banking/Financial terms × Static Awareness |
| Insurance and Financial Market Awareness |
× Development
× Business/ Finance topic × Various laws and policies × History of Banking & Insurance × Financial institutes, terminologies & derivations
× Current Banking news and events related to insurance and the financial market
|
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LIC AAO Mains FAQs
Is the LIC AAO MAINS mock test series provided by Smartkeeda helpful in cracking the actual exam?
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Yes, the LIC AAO MAINS mock test series provided by Smartkeeda is designed to help aspirants simulate the actual exam pattern and difficulty level. By attempting these mock tests, aspirants can assess their level of preparation and identify their weak areas to work on. This can help them in improving their chances of cracking the actual exam.
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Anyone who is preparing for the LIC AAO MAINS exam can take this test series. It is especially useful for those who want to assess their preparation level and crack their exam on the first attempt.
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5+5 (previous year + current year) mocks are included in the LIC AAO MAINS mock test series by Smartkeeda.
Is there any time limit for each LIC AAO MAINS mock test?
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Yes, each LIC AAO MAINS mock test has a sectional as well as an overall time limit which is exactly similar to the actual LIC AAO MAINS exam.
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The difficulty level of LIC AAO MAINS mock tests at Smartkeeda is similar to the actual LIC AAO MAINS exam.
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The LIC AAO MAINS test series will be valid for 365 days from the date of purchase.
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Yes, You can! However, we strongly recommend that you attempt the complete mock test in one go so that you can get familiar with the actual examination scenario. Nonetheless, if there is an emergency and you need to take a break, the option to pause and resume the mock test is available.
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The mock test questions are designed to simulate the actual LIC AAO MAINS exam questions. While the questions may not be the same, the mock tests cover the same topics and are of a similar difficulty level.
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