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The Probationary Officer (PO) job in India is a highly popular position in the banking sector. You also want to pass this exam with good marks. Smartkeeda's IBPS PO Mock Test 2026 helps you a lot in your preparation. Every question in Smartkeeda's Mock test for IBPS PO is created by experts, ensuring it is of the same level as the real exam. Additionally, features like Topic Analysis and Performance Graph provide you with your correct expected rank.
IBPS PO is one of the best career options for banking aspirants as it offers a high-paying salary package, job security, various perks and allowances, and career growth opportunities in public sector banks. Probationary officers for various public sector banks are selected through the IBPS PO recruitment process, and the shortlisted candidates undergo a 2-year training period to become experienced managers. POs are responsible for various banking operations such as managing accounts, loans, and customer service.
IBPS PO Mock Test Series 2026
Preparing for IBPS PO can be full of challenges, but it just got easier with Smartkeeda’s IBPS PO Mock Test Series. Our AI-powered mocks reflect the level of difficulty of the exams and come with personalized feedback that improves your performance. These mock tests eliminate your fear of the exam by helping you understand the exam structure, identify your strengths and weaknesses, and boost your confidence. Whether you are a beginner or reattempting, these mocks are designed to help you get the perfect score in the exam.
Major Features of IBPS PO Online Mock Test Series
Mocks for Prelims and Mains: Our online IBPS PO Mock Test series covers both Prelims (30+ mocks available) and Mains (16+ mocks available), which ensures your complete preparation from the start to the end.
Varying Difficulty Levels and Test Modes: Smartkeeda’s IBPS PO Mock Tests come with 3 difficulty modes, Easy, Moderate, and Difficult, to ensure every student finds the right challenge, regardless of their level of preparation.
Bilingual Support (both Hindi and English): Aspirants are allowed to attempt the mocks in both Hindi and English.
Both Sectional Mocks and Full-Length Mock Tests Available: Sectional tests are best for targeted practice, and full-length mocks assess your overall performance, both of which are available on Smartkeeda’s platform.
Graphical Representation: At the end of every IBPS PO Mock Test, the graphical report shows your progress, including your accuracy and percentile, and gives you the ability to pick easy questions.
Detailed Solutions: Every IBPS PO Mock Test comes with detailed solutions along with the topper’s approach, helping you identify your mistakes, understand tricky concepts, and target your weak areas.
Comparison With Toppers: With the help of percentile ranking, you can identify the mistakes that you are making and approach the test better.
Explanations with Doubt Support: Our 24/7 doubt support will ensure your queries never go unanswered.
Free First Mock: Attempt the first mock for free before you buy the subscription!
Key Benefits of Attempting IBPS PO Mock Tests
1. Real Exam Pressure
Our IBPS PO Mock tests are designed to provide you with real exam conditions, like an on-screen timer and auto-submit functionality, which familiarizes you with the exam environment and helps you handle the pressure.
2. Improves Your Time Management Skills
With limited time at your disposal, your brain gets trained to identify the high-yielding questions and solve them quickly to move on to the difficult ones.
You can check how well you are prepared for the exam day, compared to others, with the leaderboard ranking. Along with that, you will also get a detailed performance analysis to identify your mistakes.
4. Builds Confidence
Smartkeeda’s IBPS PO Mock Tests are updated with every change in the pattern. Practicing with the latest pattern and difficulty levels helps eliminate the element of surprise.
How to Attempt Smartkeeda’s IBPS PO Mock Test
Start your IBPS PO mock practice with quick and simple steps:
Step 1: Sign up/ log in: Go to the Smartkeeda website and create your account if you are a new user. If you have already created an account, log in using your login credentials.
Step 2: Select the Mock Test: Select difficulty level (Easy/Moderate/Difficult).
Step 3: Language selection: Choose the language of your choice (Hindi or English).
Step 4: Start the Test: Begin the test and avoid pausing in between.
Step 5: Review your performance: After completing the mock, you can review the results, which will be flashed instantly. Additionally, check your performance graph and detailed report after taking the test.
IBPS PO 2026 Exam Overview
The IBPS PO 2026 Notification (CRP PO/MT-XVI) was released on 30th June 2026, marking the start of the most-awaited bank exam of the year. This exam is conducted by the Institute of Banking Personnel Selection (IBPS) annually for the recruitment of Probationary Officers (PO) and Management Trainees (MT). Approximately 11 public sector banks participate in this annual recruitment drive, making it one of the most competitive and prestigious exams in the government banking sector.
| Name of Agency | Institute of Banking Personnel Selection (IBPS) |
| Online Registration | 1st July 2026 |
| Preliminary Exam Date | 22nd and 23rd August 2026 (Tentative) |
| Mains Exam Date | 4th October 2026 (Tentative) |
| Name of the post | Probationary Officer |
| Total Vacancies | 6,715 |
| Mode of Application | Online |
| Mode of exam | CBT |
| Selection procedure | Prelims, Mains, Interview |
| Official website | www.ibps.in |
IBPS PO 2026 Eligibility Criteria
IBPS PO 2026 Educational Qualifications
To apply for the post of IBPS PO, here are the essential educational qualifications:
- You must possess a degree (Graduation) in any discipline from a University recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
- You must possess a valid Graduation Mark-sheet / Degree Certificate and indicate the percentage of marks obtained in Graduation while registering online.
IBPS PO 2026 Age Limit
However, there will be age relaxations in the upper age limit for different categories as follows:
| Category | Relaxation |
| Scheduled Caste/Scheduled Tribe | 5 Years |
| Other Backward Classes (Non-Creamy Layer) | 3 Years |
| Persons With Disabilities | 10 Years |
| Ex-Servicemen, Commissioned Officers including (ECOs) / (SSCOs) who have rendered at least 5 years of military service and have been released on completion of the assignment | 5 Years |
IBPS PO 2026 Application Fee
| Category | Fees (Non-refundable) |
| GENERAL/ EWS/ OBC candidates | 850/- (inclusive of GST) |
| SC/ST/PWBD candidates | 175/- (inclusive of GST) |
IBPS Probationary Officer Salary Structure:
Dearness Allowance (DA) – It is a cost of living adjustment allowance paid to all govt and public sector Probationary officers. It is revised on a quarterly basis and based on Consumer Price Index (CPI). The calculation of DA depends on inflation. DA can go up with higher inflation and also come down if the inflation rate is in negative.
HRA – This depends on the place of posting, and it can be either 9.0% or 8.0%, or 7.0% depending on the place of posting.
Special Allowance – This will add in 12th IBPS (wef. 01/11/2022) and for Scale-I 7.75% on which DA is also payable
CCA – This also depends on the place of posting and can be either 4% (maximum Rs.870/-) or 3%(Maximum Rs.600/-) or 0%
Conveyance allowance – It is paid for commuting between home and office.
EXAM PATTERN
IBPS PO Prelims Exam Pattern 2026
The IBPS PO 2026 Prelims exams include 3 sections with a total of 100 questions, which account for 100 marks. There is a sectional timing of 20 minutes per section. There is a penalty of 0.25 marks for every incorrect answer, and candidates need to qualify in all sections to move to the next stage.
| S.No | Name of the Test | Number of Questions | Maximum Marks | Duration |
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Reasoning Ability | 35 | 40 | 20 minutes |
| 3 | Quantitative Aptitude | 35 | 30 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
IBPS PO Mains Exam Pattern 2026
The IBPS PO Mains Exam consists of five sections, four of which are objective type and one is descriptive. The objective section carries 200 marks, which has to be completed in 160 minutes, while the descriptive paper (essay & letter Writing) carries 25 marks and lasts for 30 minutes.
There is a penalty of 0.25 marks for every incorrect answer, and candidates need to qualify in all sections to move to the interview stage. The detailed breakdown of the IBPS PO Mains Exam Pattern 2026 is given below:
| S.No | Name of the Test | Number of Questions | Maximum Marks | Duration |
| 1. | General/ Economy/ Banking Awareness | 50 | 60 | 35 minutes |
| 2. | English Language | 40 | 20 | 35 minutes |
| 3. | Reasoning Ability & Computer Aptitude | 40 | 60 | 45 minutes |
| 4. | Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Total | 170 | 200 | 160 minutes | |
| 5. | Descriptive Paper (Letter Writing & Essay) | 2 | 25 | 30 minutes |
Attempt a free IBPS PO mains mock test!
IBPS PO Previous Year Cutoff
However, you must remember that the cutoff largely depends on the available vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous year’s IBPS PO prelims cutoff (out of 100):
IBPS PO Prelims Cutoff 2025 Section-Wise
| Subject Name | Maximum Marks | Cut-Off Marks (Gen) | Cut Off (SC/ST/OBC/ PwD) |
| Quantitative Aptitude | 30 | 4.25 | 6.25 |
| Reasoning Ability | 40 | 5.50 | 9.75 |
| English Language | 30 | 9.75 | 13.25 |
IBPS PO Prelims Cut Off 2025 Category-wise
| Category | Cut Off (Out of 100) |
| GEN | 49.21 |
| SC | 45.96 |
| ST | 40.96 |
| OBC-NCL | 49.21 |
| EWS | 49.21 |
| HI | 20.61 |
| OC | 33.57 |
| VI | 21.65 |
| ID | 21.83 |
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FAQs
Have any Questions?
Here are answers to the most commonly asked ones
help@smartkeeda.com
Q: Are sectional tests available along with full-length mocks?
A: Sectional Tests are available on Smartkeeda’s platform and can be bought separately.
Q: Why do I require IBPS PO mock test series by Smartkeeda?
Q: How many IBPS PO mock tests should I practice?
Q: Do mock tests provide detailed solutions?
Q: How many mock tests are included in the IBPS PO prelims mock test series?
Q: Is the IBPS PO mock test series Bilingual?
Q: Is there a time limit for each mock test?
Q: Can I pause the mock test in between?
Q: Can I find questions from the mock test in the actual IBPS PO exam?
Q: How can I attempt the Smartkeeda IBPS PO mock tests?
Q: How many free IBPS PO Mock Tests can I attempt?
Q: How can I analyze my performance in a mock test?
Q: Is there any doubt-asking feature if I get stuck with any questions?
Q: What is the difficulty level of IBPS PO mock tests at Smartkeeda?