SBI Clerk Mock Test (Prelims)

SBI Clerk Mock Test 2026 with Smart Analysis

SBI Clerk Exam Overview

To help you understand the format and important aspects of the SBI clerk exam you can go through the following table:
 

SBI Clerk Mock Test Series

Smartkeeda has come up with an SBI Clerk Mock Test series that caters to aspirants who are at different stages of their preparation. We provide diverse practice mock test formats to suit your preparation:

Full-Length Mock Tests
These are exactly like the SBI Clerk Exam, mimicking the exam pattern, the exam interface, and the difficulty level, ideal to evaluate your overall preparation for the exam.

Sectional Tests
These sectional mock tests are focused on specific sections like Quant, Reasoning, and English for targeted practice, which help you revise topics in depth to strengthen your weak areas

Live All-India Mock Sessions
Live Mock Tests can take your preparation to the next level because aspirants attempt the test alongside their fellow competitors, in real time, while battling against the clock, exactly like taking the actual exam

Why Choose Smartkeeda SBI Clerk Mock Test 2026

1. Separate Mock Tests for both stages: We have created a comprehensive series of 30+ Prelims and 16+ Mains SBI Clerk Mock Tests that match the updated syllabus and the latest pattern of the exam:
2. Varying Difficulty Levels and Test Modes: Our SBI Clerk Mock Tests come with 3 difficulty modes, Easy, Moderate, and Difficult, to ensure every student finds the right challenge, regardless of their level of preparation.
3. Bilingual Support (both Hindi and English): Whether you want to take the exam in Hindi or English, your choice of language will not come in the way of your preparation!
4. Both Sectional Mocks and Full-Length Mock Tests Available: Whether you want to target your weak areas with the help of Sectional Mocks tests or want to assess your overall preparation with Full-Length Mock Tests, we have got everything covered!
5. Smart Performance Analysis and Results: At the end of every SBI Clerk Mock Test, you will receive an instant scorecard with a detailed section-wise analysis of your attempt. Along with that, it also highlights key performance metrics like accuracy, speed, and weak areas.
6. Detailed Solutions and Explanations with Doubt Support: Every SBI Clerk Mock Test comes with detailed solutions along with the topper’s approach, helping you identify your mistakes, understand tricky concepts, and target your weak areas. The additional doubt support will ensure your queries never go unanswered.
7. Free First Mock: Attempt the first mock for free before you buy the subscription!

Key Features of SBI Clerk Test Series 2026

• Customizable prep: Doesn’t matter whether you are preparing for Prelims or Mains, a beginner or a seasoned aspirant, we have a mock test for everyone.
• Data-Driven Feedback: The post-test analysis shows where you spent more time than the time you needed and where your accuracy dropped, helping you revise more efficiently.
• Insight Into Real Competition: The percentile ranking helps you know how you stack up against your fellow competitors across India.
• Reattempt Option and Pause Feature: You can pause and take all the SBI Clerk Mock Tests as many times as you need, whenever you feel the need to do that.
• Timely Doubt Resolution: Get an expert to resolve all your doubts by just raising a doubt on the platform or through the app, so that none of your queries go unanswered.
• Available on all devices: Smartkeeda’s website and app work seamlessly on all devices, whether it is a PC, a laptop, or a tablet.

SBI Clerk 2026 Eligibility Criteria

Eligibility criteria are the requirements that candidates need to fulfill to be eligible to appear for a particular exam. It is always important to carefully read and understand the eligibility criteria before preparing for any exam so that you can determine whether you meet the requirements for the job and whether it is worth applying for. Here we will discuss the important eligibility criteria for the SBI Clerk/ Junior Associate exam, such as educational qualifications, age limit, nationality, work experience, and other specific requirements.

SBI Clerk 2026 Educational Qualifications

 
To apply for the post of SBI clerk, here are the essential education qualifications:
 

• You must possess a degree (Graduation)  in any discipline from a recognized University or any equivalent qualification recognized as such by Central Government.
•  Candidates having Integrated Dual Degree (IDD) certificates should ensure that the date of passing the IDD is on the date specified in the notification.
•  Those who are in the final year/ semester of their graduation may also apply provisionally subject to the condition that, if provisionally selected, they will have to produce proof of having passed the graduation examination on or before the date specified in the notification. 

 
Note: 
 
a) The date of passing the eligibility examination will be the date appearing on the mark sheet/certificate or provisional certificate issued by the University/Institute. In case the result of a particular examination is posted on the website of the University/ Institute, a certificate issued by the appropriate authority of the University/Institute indicating the date on which the result was posted on the website will be taken as the date of passing.
 
b) Matriculate Ex-servicemen, who have obtained the Indian Army Special Certificate of Education or corresponding certificate in the Navy or Air Force, after having completed not less than 15 years of service in the Armed Forces of the Union are also eligible for the post. Such certificates should be dated on or before 31.12.2024.
 
 

SBI Clerk 2026 Age Limit

 
The age limit is the minimum and maximum age required to appear for the exam. It is essential to note the age limit as it determines whether or not a candidate is eligible to apply for the exam. To apply for the post of SBI Clerk, an unreserved category candidate should not be below 20 years & above 28 years of age.
However, there will be age relaxations in the upper age limit for different categories as follows:

Nationality / Citizenship:

 A candidate must be either –

I. A Citizen of India or 

II. A subject of Nepal or 

III. A subject of Bhutan or 

IV. A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or

V. A  person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, and Vietnam intending to permanently settle in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.
 

Application Fee

 
The application fee for applying for the post of SBI Clerk would be as given below. You can make the payment of Application Fees/Intimation Charges through the On-Line Mode only.  As per the notification, you will also have to bear the Bank Transaction charges for Online Payment of application fees/intimation charges.

Category	Fees (Non-refundable)
GENERAL/ EWS/ OBC candidate	750/- (inclusive of GST)
SC/ ST/ PwBD/ ESM/DESM candidates	Nil

Salary and Emoluments

 
PAY SCALE: ₹24,050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years) . The starting Basic Pay for the Junior Associates at SBI is Rs.₹26,730/- (Rs.24,050/- plus two advance increments admissible to graduates)

Emoluments: The total starting emoluments of a Clerical Cadre employee payable at Metro like Mumbai will be around Rs.29,000/- per month inclusive of D.A., other allowances at the current rate, and two additional increments for newly recruited graduate junior associates.

Allowances: Allowances may vary depending on the place of posting. They will be eligible for reimbursement of various perquisites, provident fund, Pension under the New Pension Scheme (Defined Contribution Benefit), Medical, Leave-Fare, and other facilities, as per instructions of the Bank as may be issued from time to time.

(Applicable to both – Online Preliminary and Online Main Examination)
 
There will be a penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one-fourth or 0.25 of the marks assigned to that question will be deducted as a penalty to arrive at the corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

Therefore, if you’re unaware of an answer, it would be better to leave the response blank instead of guessing answers to save yourself from a negative marking.

You will be required to score a minimum percentage mark (cutoff) on aggregate to appear in the final merit list of SBI Clerk / Junior Associate. Depending on the number of State/UT-wise vacancies available, cut-offs will be decided by SBI and candidates will be considered for the provisional allotment. The merit list will be drawn State-wise, and category-wise. Candidates qualified in the test (main examination) will be placed according to their aggregate marks in descending order in respective States and Categories.
 
The reserved category candidates including SC/ST/OBC/PwBD/ESM/DESM candidates will get a 5% relaxation in the cutoff. There will be no minimum qualifying marks for individual subjects. It means section-wise cutoff will not be maintained.

Before applying for vacancies in a particular State/UT, you must ensure that you are proficient (reading, writing, speaking, and understanding) in the specified opted local language of that State/UT (mentioned in the under given vacancy table against each state/UT). The test for knowledge of the specified opted local language will be conducted as a part of the selection process. It will be conducted after qualifying the online main examination but before joining the Bank.

It is important to qualify this round as the candidates who fail to qualify for this round will not be offered an appointment. Candidates who produce 10th or 12th standard mark sheet/ certificate evidencing having studied the specified opted local language will not be required to undergo the language test. Also, the candidates not found proficient in the specified opted local language would be disqualified.

The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection and only the aggregate marks obtained in Main Examination (Phase II) will be considered for the preparation of the final merit list. Provisional selection will be made on the basis of your performance in the Main Examination (Subject to qualifying specified opted local language).

The final selection in the SBI Clerk examination will be subject to:

I. Verification of eligibility for the post and information furnished in the online application.

II. Qualifying in the test of the specified opted local language, where applicable, as detailed above.
 
Results of the candidates who have provisionally qualified for selection will be made available on the Bank's website.
 

SBI Clerk WaitList

 
The State Bank of India will also maintain a waitlist of up to 50% of vacancies (State-category wise). Candidates will be released from this waitlist on a quarterly basis against non-joining and resignations out of the current batch only, subject to the candidates securing minimum qualifying marks as may be stipulated by the Bank for selection. This waitlist will be valid for a period of one year from the date of declaration of the final result.
 

Having a fair idea of the previous year's cutoff can help you set realistic goals for your own performance in the SBI Clerk exam. It also provides you with an idea of the level of competition you might be facing in the upcoming exam. In the SBI clerk exam, the cutoff is quite high as the difficulty level of the paper is generally easy. By comparing the previous year's cutoff of different states, you can make informed decisions about your target score and the state from which you should apply.

However, the cutoff largely depends on the available vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous year’s SBI Clerk prelims cutoff (out of 100) and SBI Clerk mains cutoff (out of 200):