After graduation, there are several government bank exams in India that you can consider attempting to secure a job in the banking sector. Here are five prominent bank exams that you might want to try:

1. SBI PO (State Bank of India Probationary Officer)

SBI, the largest public sector bank in India, conducts its own PO exam. The selection process is similar to IBPS PO and consists of a preliminary exam, a main exam, and a group exercise & and interview.

Presently, the starting basic pay for SBI PO is 41,960/- (with 4 advance increments) in the scale of 36000-1490/7-46430-1740/2-49910-1990/7-63840.
 
Besides salary some of the reasons why SBI PO is often considered a great career choice after graduation include job security and Working in a government bank like SBI provides job security and stability, which is a major consideration for many job seekers.]

Let us dig more about SBI PO:

The SBI PO Exam is a two-tier selection process: The State Bank of India Probationary Officer (SBI PO) exam is indeed a two-tier selection process. Here's an overview of the two-tier selection process for the SBI PO exam

Preliminary Examination: The first phase of the SBI PO exam is the Preliminary Examination. This phase is designed to screen candidates and shortlist them for the next stage of the selection process. The preliminary exam consists of three sections:

  • English Language
  • Quantitative Aptitude
  • Reasoning
The exam is typically conducted online and consists of multiple-choice questions. Candidates who perform well in the preliminary exam are eligible to move on to the next stage.

Main Examination: The SBI PO Main Examination is typically conducted online and consists of both objective-type and descriptive-type questions. The Main Examination usually comprises Objective and Descriptive test:

  • Reasoning & Computer Aptitude
  • Data Analysis & Interpretation
  • General/Economy/Banking Awareness
  • English Language
Objective Test Details: The objective test consists of multiple-choice questions (MCQs) that assess your analytical, logical, and problem-solving skills. Each section has a designated number of questions and a specific time limit. The test is designed to assess your proficiency in reasoning, data analysis, banking awareness, computer aptitude, and English language.

Descriptive Test Details: This section evaluates your ability to express yourself in writing and your command over the English language. You'll be required to write a letter and an essay on given topics. The descriptive test is aimed at testing your communication skills and your ability to present your ideas coherently.

Group Discussion (GD) and Personal Interview: The Group Discussion (GD) and Personal Interview (PI) are the final stages of the selection process for the State Bank of India Probationary Officer (SBI PO) recruitment. After successfully clearing the Preliminary and Main Examinations, candidates who meet the cut-off criteria are invited to participate in the GD and PI rounds.

Study material for SBI PO Exam: Preparing for the SBI PO Exam requires a comprehensive and strategic approach. Mock tests play a vital role in the preparation and quality mock tests are easily provided by Smartkeeda and could be accessed at https://testzone.smartkeeda.com/test/dashboard/sbi-po-pre/3 . One could easily find SBI PO mains mock test and SBI PO pre-mock test at Smartkeeda.

2. SBI Clerk: 


The State Bank of India (SBI) Clerk job is considered a desirable option for many graduates due to several reasons. Primarily the salary structure is from Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550- 1730/7-42600-3270/1-45930-1990 to 47920. The starting Basic Pay is Rs.19900/- (Rs.17900/- plus two advance increments admissible to graduates). 

Besides salary and job security, SBI Clerk employees receive facilities like housing loans at lower interest rates, travel allowances, and concessional rates for various services. We will discuss more about it.

The SBI Clerk Exam is a two-tier selection process: The State Bank of India (SBI) conducts the SBI Clerk Exam (also known as the SBI Junior Associate Exam) to recruit candidates for clerical positions in its various branches across the country. The exam generally involves a two-tier selection process, consisting of:

Preliminary Examination: The first stage is the preliminary exam, which is designed to screen a large number of candidates. It typically includes multiple-choice questions (MCQs) from three sections: English Language, Numerical Ability, and Reasoning Ability.
 
Candidates need to qualify in each section by obtaining the minimum cutoff marks set by the bank. The preliminary exam is of relatively shorter duration and aims to assess the basic aptitude and skills of candidates.

Main Examination: Candidates who qualify the preliminary exam are then eligible to appear for the main examination. The main exam consists of more comprehensive sections, including General/Financial Awareness, General English, Quantitative Aptitude, Reasoning Ability & Computer Aptitude.
 
Similar to the preliminary exam, candidates must clear the sectional cutoffs and an overall cutoff to move forward.
 
The Gateway to a Fulfilling Career: The statement appears to be a promotional or aspirational statement highlighting the potential opportunities and growth that a career as an SBI Clerk can offer. The State Bank of India (SBI) is one of the largest and most prestigious public sector banks in India, and a clerical position with SBI can indeed provide a pathway to a promising and rewarding career.
 
Beyond Clerical Responsibilities: Absolutely, beyond the initial clerical responsibilities, there are various opportunities and avenues for growth within the banking industry. Let's explore some of these possibilities:
 
  • Many successful SBI Clerks choose to appear for the SBI PO exam. Becoming a Probationary Officer involves taking on more managerial responsibilities, such as overseeing branch operations, managing teams, and making strategic decisions. It's a significant step up the career ladder.
  • SBI offers Specialist Officer positions in fields such as IT, Marketing, HR, Law, and more. If you have expertise in a specific domain, transitioning to an SO role can allow you to apply your specialized skills within the banking context.
  • With experience and demonstrated leadership skills, SBI Clerks can aspire to become branch managers. This role involves overall management of a branch, including business development, customer service, compliance, and team management.
As you consider your options, align your aspirations with your strengths and interests, and be open to continuous learning and growth. Networking within the industry and staying updated on industry trends can also help you explore and seize new opportunities.

Study material for SBI Clerk Exam: Studying for the SBI Clerk Exam requires a comprehensive approach that covers the exam syllabus and helps you build a strong foundation in the relevant subjects. Regularly take mock tests to simulate the exam environment and assess your preparation level.
 

3. IBPS PO: 

The IBPS PO (Institute of Banking Personnel Selection Probationary Officer) exam is one of the most sought-after exams for graduates seeking a career in the banking sector in India. Here's some information about IBPS PO, including salary, post, work, and reasons why it's considered a popular option after graduation:

Post and Role: IBPS PO is a recruitment process for the position of Probationary Officer (PO) or Management Trainee (MT) in various public sector banks and financial institutions. A Probationary Officer is an entry-level managerial position responsible for various banking operations, customer service, and branch management.

Salary and Benefits: The salary structure for an IBPS PO is attractive and comes with various benefits. While exact figures may vary by bank and location, the basic salary is typically in the range of ₹23,700 to ₹42,020.

In addition to the basic pay, IBPS POs receive allowances for Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits such as medical allowances, provident fund, and pension schemes. Over time, with promotions and increments, the salary can increase significantly.

Work Responsibilities: The work responsibilities of an IBPS PO involve a wide range of tasks like assisting customers with account-related queries, resolving issues, and providing information about banking products and services, Managing day-to-day operations of the branch, including cash handling, audit compliance, and staff supervision, etc.

Why IBPS PO is a Popular Option after Graduation: Several factors make IBPS PO a popular and appealing career option for graduates like job stability, attractive salary and benefits, fast-track career growth and prestige are some of the common factors.

The IBPS PO Exam selection process: The IBPS PO (Institute of Banking Personnel Selection Probationary Officer) exam selection process consists of several stages that evaluate candidates' aptitude, knowledge, and skills which we will discuss below in detail:

Preliminary Examination: The first stage is the preliminary examination, which is a computer-based test (CBT) consisting of three sections: English Language, Quantitative Aptitude, and Reasoning Ability.

The exam comprises 100 multiple-choice questions (MCQs) and is of 60 minutes duration. Candidates need to qualify in each section by obtaining the minimum cutoff marks set by IBPS.
 
Main Examination: Candidates who qualify the preliminary exam move on to the main examination. The main exam is more comprehensive and includes sections like Reasoning and Computer Aptitude, General/Economy/Banking Awareness, English Language, and Data Analysis and Interpretation. It also includes a Descriptive Paper (Essay & Letter Writing) to assess candidates' writing skills.

Interview: Candidates who perform well in the main examination are shortlisted for an interview round. The interview is conducted by participating banks and is aimed at evaluating candidates' communication skills, general awareness, and suitability for the banking industry.

Study material for IBPS PO Exam: Preparing for the IBPS PO exam requires a structured approach and the right study materials. Regularly take full-length mock tests to simulate the exam environment, assess your preparation, and identify areas that need improvement.

makes it convenient to students for accessing previous year IBPS PO Pre Test and can be found at https://testzone.smartkeeda.com/test/dashboard/ibps-po-pre/7 .
 

4. IBPS Clerk



 

Let's delve into the details of the IBPS Clerk position, including salary, post, work responsibilities, and reasons why it's considered a favorable option after graduation:

Post and Role: IBPS Clerk is a clerical-level position in various public sector banks and financial institutions. As a Clerk, you will be responsible for a range of administrative, customer service, and operational tasks within the bank's branches.

Salary and Benefits: The salary structure for an IBPS Clerk is competitive and comes with various benefits. While exact figures may vary depending on the bank and location, the basic salary is typically in the range of ₹11,765 to ₹42,020.

Along with the basic pay, Clerks receive allowances for Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits like medical and transport allowances.
 
Work Responsibilities: As an IBPS Clerk, your work responsibilities may include Handling customer accounts, processing transactions, managing deposits and withdrawals, and updating account records, entering data accurately into the banking systems, maintaining records, and ensuring compliance with banking procedures, etc.

Why IBPS Clerk is a Good Option after Graduation: The IBPS Clerk exam offers a relatively quicker entry into the banking sector compared to higher-level positions like PO, which might require additional training and probation. While starting as a Clerk, you can climb the career ladder through promotions and internal exams to higher positions such as Specialist Officer (SO) or even Probationary Officer (PO).

The IBPS Clerk Exam selection process: The selection process for the IBPS Clerk Exam generally consists of two phases: the Preliminary Exam and the Main Exam. Here's an overview of the selection process:

Preliminary Exam: The preliminary exam is the first stage of the selection process. It is usually conducted in an online mode and consists of three sections: English Language, Numerical Ability, and Reasoning Ability. The exam is objective in nature and consists of multiple-choice questions (MCQs).

Main Exam: Candidates who qualify in the preliminary exam are eligible to appear for the main exam. The main exam is also conducted in an online mode and comprises four sections: General/Financial Awareness, General English, Reasoning Ability and Computer Aptitude, and Quantitative Aptitude.

Based on the candidate's performance in the main exam, they are shortlisted for provisional allotment to various participating banks. The allotment is done based on the preferences submitted by the candidates during the application process and the vacancies available in the respective banks.

Study material for IBPS Clerk Exam: Preparing for the IBPS Clerk Exam requires a structured study plan and the right study materials. Regularly taking mock tests and online quizzes is crucial for exam preparation. It helps you improve time management and adapt to the exam environment. Smartkeeda’s mock tests are following exactly the same pattern which IPBS is willing to take in exam.

Mock tests for IBPS Clerk are easily available at https://testzone.smartkeeda.com/test/dashboard/ibps-clerk-pre/5 where one not only finds mock tests but also find last year papers which will help an aspirant a lot.
 

5. IBPS RRB Office Assistant

The IBPS RRB (Regional Rural Banks) Office Assistant exam is conducted to select candidates for the clerical cadre positions in regional rural banks across India. Here's information about the salary, job role, work, and why it can be a good option after graduation:

Salary and Benefits: The salary structure for an IBPS RRB Office Assistant varies based on the bank's policies and location. However, it is generally in the range of Rs. 19,000 to Rs. 25,000 per month.

Post and Job Role: The IBPS RRB Office Assistant holds a clerical position in regional rural banks. The role involves performing various administrative and customer service tasks such as attending to customer inquiries, managing cash transactions, maintaining account records, and assisting in the smooth functioning of the bank.

Why it's a Good Option after Graduation: Working in regional rural banks allows you to contribute to the economic development of rural areas by providing essential banking services to the local population. Government jobs, including those in regional rural banks, often come with a sense of job security and stability.

The IBPS RRB Office Assistant Exam is a two-tier selection process: The IBPS RRB Office Assistant Exam follows a two-tier selection process, which consists of the Preliminary Exam and the Main Exam. Here's an overview of each tier:

Preliminary Examination: The Preliminary Exam is the first stage of the selection process. It consists of two sections: Reasoning and Numerical Ability. The duration of the exam is usually 45 minutes, with separate time limits for each section. Candidates need to qualify in both sections by securing the minimum cutoff marks set by IBPS.

Main Exam: Candidates who qualify in the Preliminary Exam are eligible to appear for the Main Exam. The Main Exam is also conducted online and consists of several sections: Reasoning, Numerical Ability, General Awareness, English/Hindi Language, and Computer Knowledge.

Study material for IBPS RRB Office Assistant Exam: The best way to crack the IBPS RRB Office Assistant Exam is to take mock test of Smartkeeda which is easily available at https://testzone.smartkeeda.com/test/dashboard/rrb-assistant-pre/21 . One must try it.


Author : Saurabh

Greetings! I'm Saurabh, an aspiring writer fueled by a deep passion for self-discovery through the written word. Along my journey, I have stumbled upon the enchanting realm of blog writing, which has become my true calling. As an avid wordsmith, nothing brings me greater joy than imparting knowledge and assisting students in their preparation for competitive exams. I invite you to join me on this thrilling expedition as we venture into the vast ocean of possibilities that writing offers. Stay connected to receive invaluable insights and expert guidance in every blog post. Together, let's unlock our full potential and embark on this educational adventure that awaits us!


FAQ’s


Government bank jobs offer job security, attractive salary packages, opportunities for career growth, and a wide range of benefits. These exams are especially suitable for graduates who seek stable and well-paying employment in the financial sector.

The blog post covers the following five prominent government bank exams: 1. SBI PO (State Bank of India Probationary Officer) 2. SBI Clerk: 3. IBPS PO: 4. IBPS Clerk 5. IBPS RRB Office Assistant

The eligibility criteria vary from exam to exam, but generally, candidates must have a graduation degree from a recognized university and meet age criteria.

These exams are conducted annually or as per the recruitment cycle of the respective organizations. SBI, IBPS, RBI, and NABARD release official notifications specifying exam dates and application periods.

The selection process usually involves a preliminary examination, a main examination, and an interview round. Some exams might also have additional stages like group discussions and descriptive writing tests.