ABOUT EXAM
RBI Grade B Overview
| Exam Name | RBI Grade B |
| Organization | Reserve Bank of India |
| Name of the post | Officers in Grade ‘B’(DR)- General |
| Total Vacancies | to be announced |
| Mode of Application | Online |
| Mode of exam | CBT |
| Selection procedure | Prelims, Mains, Interview |
| Job Location | PAN India |
| Official website | https://www.rbi.org.in |
RBI Grade B Eligibility Criteria
Also, if the final stage, it is found that any information furnished in the ONLINE application is false/ incorrect or if according to the Board, the candidate does not satisfy the eligibility criteria for the post, his/ her candidature will be cancelled and he/she will not be allowed to appear for the interview, claim any reimbursement towards travelling and can be removed from service without notice if he/she has already joined the Bank.
RBI Grade B Educational Qualifications
RBI Officers in Grade 'B' (DR) - (General)
A candidate belonging to the Unreserved category must possess a minimum of 60% marks or equivalent in a Bachelor’s Degree as well as in 12th and 10th standard examinations.
A candidate belonging to SC/ST/PWD category must possess a minimum of 50% marks or equivalent in a Bachelor’s Degree as well as in 12th and 10th standard examinations.
A candidate having Post-Graduation in any discipline / Equivalent technical or professional qualification is eligible with a minimum of 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters/years.
Graduation Level:
Post-Graduation Level:
RBI Grade B Age Limit
To be eligible for the post of RBI Grade B officer, a candidate must have attained the age of 21 years and must not have attained the age of 30 years.
For M. Phil and Ph. D qualified candidates, the upper age limit will be 32 and 34 years, respectively.
The upper age limit prescribed above will be relaxed:
| Category | Relaxation |
| Scheduled Caste/Scheduled Tribe | 5 Years |
| Other Backward Classes | 3 Years |
| Persons With Benchmark Disabilities (Gen/EWS) | 10 Years |
| Persons With Benchmark Disabilities (SC/ST) | 15 Years |
| Persons With Benchmark Disabilities (OBC) | 13 Years |
| Ex-Servicemen & Commissioned Officers | 5 Years |
| Persons affected by the 1984 riots | 5 Years |
Nationality
i. a citizen of India, or
ii. a subject of Nepal, or
iii. a subject of Bhutan, or
iv. a Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or
v. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanently settling in India.
RBI Grade B – Maximum Number of Attempts
| Category | Maximum Number of Attempts Allowed |
| General / EWS | 6 |
| SC/ST/OBC/PwBD | No Limit |
RBI Grade B- Application Fee
Note:
| S.No | Category | Charges | Amount |
| 1. | SC/ST/PwBD | Intimation Charges only | ₹ 100/- |
| 2. | GEN/OBC/EWSs | Application fees including intimation charges | ₹ 850/ |
| 3. | STAFF | Nil | Nil |
RBI Grade B officer Salary
Selected Candidates will draw a starting basic pay of ₹ 78,450/-p.m. in the pay scale of Rs. 78450-4050(9)-114900-EB-4050(2)-123000-4650(4)-141600 (16 years) applicable to Officers in Grade B.
Allowances
At present, initial monthly gross emoluments are Rs-1,50,374/- (approximately) The House Allowance of 15% of Basic Pay will be paid, if accommodation is not provided by the Bank.
RBI Grade B Officers – Job Role
RBI Grade B officers have a crucial role in shaping the economic policies of the country. They are responsible for monitoring and analyzing the economic indicators, and making recommendations to the government and other stakeholders on various monetary and financial matters. Their decisions and recommendations have a significant impact on the Indian economy, and being a part of this process can be a highly fulfilling and rewarding experience.
Following are the key roles performed by the officers in RBI Grade B:
→ Onsite and Offsite Supervision
→ Data Collection and Analysis thereof
→ Policy formulation & other Policy-related work for Opening Current Accounts for banks & Governments, etc.
→ Undertaking risk assessments & Analysis of reports
→ Preparing and Issuing Show Cause Notices for enforceable violations
→ Appointments/ oversight of Agency Banks Preparation of weekly and annual statements of accounts
→ Formulation and review of Internal Accounting policies of the Reserve Bank
→ Demand - Supply Analysis of Currency in Circulation, preparation of Weekly Statement of Accounts for Issue Dept
→ Review of Security and logistics.
→ At ROs - Custodian of Vault in Issue Depts, Managing sections such as Resource, Remittance, Accounts, etc
EXAM PATTERN
RBI Grade B - Examination Pattern
I. The examination will consist of two phases, viz. - Phase-I & Phase-II followed by an interview.
II. Phase-I examination will be objective type with Multiple Choice Questions (MCQs). The Phase-I examination will continue as per the existing Phase-I examination for Grade B (DR).
III. There are four modules in Phase-I, viz.- General Awareness, English Language, Quantitative Aptitude, and Reasoning.
IV. Phase-II examinations will consist of three papers in MCQ pattern (except Paper-I) – viz. Paper-I on English (writing skills); Paper-II – Economic & Social Issues and Paper-III – (optional subjects) – Finance & Management/ Economics/ Statistics.
V. Candidates will be required to write all the papers online.
VI. Only successful candidates of Phase-I will appear for the Phase II examination on a later date.
VII. Based on the results of Phase-II examinations candidates will be shortlisted for interview.
VIII. Final selection will be through merit lists which will be prepared by adding marks secured by candidates in Phase II (Paper-I + Paper-II + Paper-III) and Interviews.
Phase – I
The preliminary examination for the post of Officers in Grade ‘B’(DR)- General will be conducted online.
This phase is divided into 4 sections - Reasoning, Quantitative Aptitude, General Awareness, and English Language.
You are given 200 questions to attempt in a duration of 120 minutes. However, there will be a sectional time limit for each section and you cannot jump to other section until the time for that particular section is over.
The phase I of RBI grade B will be qualifying in nature, i.e, marks obtained in this phase will not be considered while preparing the final merit list.
Minimum qualifying marks will be declared by RBI.
There will be a penalty of one-fourth of the marks assigned to that question for wrong answers marked in the Objective Tests.
You can attempt RBI Grade B Phase I Mock test here!
| S No. | Subject | No. of Questions | Maximum Marks | Duration |
| 1. | General Awareness | 80 | 80 | 25 minutes |
| 2. | Quantitative Aptitude | 30 | 30 | 25 minutes |
| 3. | English Language | 30 | 30 | 25 minutes |
| 4. | Reasoning | 60 | 60 | 45 minutes |
| Total | 200 | 200 | 120 minutes | |
Phase – II
- The candidates who qualify the phase I based on the cut-off decided by the Board will be invited for the phase II exam.
- The second phase of the RBI Grade B exam consists of 3 papers (Paper-I +Paper-II +Paper-III).
- The papers will be in MCQ pattern (except Paper-I) – viz. Paper-I on English (writing skills); Paper-II – Economic & Social Issues and Paper-III – (optional subjects) – Finance & Management/ Economics/ Statistics.
- Paper III (Finance and Management) will take place in the morning shift, followed by Paper I (Economics and Social Issues) and Paper II (English) in the afternoon shift without any break between Paper I and Paper II.
- There will be a penalty for wrong answers marked by you. For every wrong answer marked by you, 1/4th of the marks assigned to that question will be deducted as a penalty.
- For Paper I and Paper III, 30 Objective Questions & 6 Descriptive Questions will be asked.
- For Paper I and Paper III, 30 minutes duration is allotted to attempt objective-type questions. After 30 minutes, descriptive type paper will start for which 90 minutes duration is allotted. You will not be able to shuffle between objective/descriptive Papers.
- For Paper I and Paper III, descriptive type paper the word limit shall be 600 words for 15 marks questions and 400 words for 10 marks questions.
- You will be required to answer only 4 out of 6 descriptive questions. Out of 4, two descriptive questions will be of 15 marks each and the other two will be of 10 marks each. In case, you answer more than 4 questions in descriptive, the first 4 shall be evaluated.
| Paper Name | Type of paper | Number of Questions | Duration | Maximum Marks |
| Paper–I Economic & Social Issues | 50% Objective + 50% Descriptive | 30 Objective Questions & 6 Descriptive Questions of which 4 have to be answered | 30 Minutes + 90 Minutes = 120 minutes | 50 + 50 = 100 Marks |
| Paper-II English – Writing Skills | Descriptive Typing and the answers will need to be typed with the help of a keyboard | 3 (Descriptive) | 90 Minutes | 100 Marks |
| Paper -III Finance and Management | 50% Objective + 50% Descriptive | 30 Objective Questions & 6 Descriptive Questions of which 4 have to be answered | 30 Minutes + 90 Minutes = 120 minutes | 50 + 50 = 100 Marks |
Phase – III
Before 2021 the interview used to be of 50 marks. However, from 2021 onwards, i.e., from the RBI Grade B 2026 exam, the interview is now of 75 marks.
The final selection is determined on the basis of the final score out of a total of 375 marks (Mains + Interview).
The weightage of the interview for the final selection is 20%. The remaining 80% would be the weightage of marks secured in the RBI Grade B P2 Exam.
RBI Grade B Phase 1 Syllabus
| Section | Syllabus |
| English Language | × Reading Comprehension × Error Spotting × Sentence Rearrangement × Cloze Test × Connect the Sentences × Fill in the blanks × Word Replacement × Word Usage |
| Quantitative Aptitude | × Number Series × Average × Profit and Loss × Percentage × Data Interpretation × Mixture and Alligation × Ratio and Proportion × Simple interest × Compound interest × Problems on ages × Probability × Time and Work × Time and Distance × Boats and Stream × Partnership |
| Reasoning Ability | × Inequality × Syllogism × Blood Relation × Coding Decoding × Direction and Sense × Seating Arrangement × Puzzle × Data Sufficiency × Sequential Input Output |
| General Awareness | × Monetary Policies × Economic Terms × Current Affairs × Financial & Economics News × Static GK × Government Schemes, Agreements & Deals × Banking & Financial Awareness × Banking terms, rates, processes |
RBI Grade B Phase 2 Syllabus
1. English (Writing Skills)
The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic. The Paper may include Questions on Essay writing, Précis writing, Comprehension, etc. You will have to type answers with the help of the keyboard of the computer.
• You can practice RBI GRADE P2 ESSAY WRITING here
2. Economic and Social Issues
→ Poverty Alleviation and Employment Generation in India
→ Sustainable Development and Environmental issues.
→ Economic Reforms in India, Industrial and Labour Policy, Monetary and Fiscal Policy, Privatization, Role of Economic Planning.
→ Globalization, Opening up of the Indian Economy, Balance of Payments, Export-Import Policy.
→ International Economic Institutions, IMF and World Bank – WTO, Regional Economic Cooperation.
→ Social Structure in India, Multiculturalism, Demographic Trends, Urbanization and Migration, Gender Issues
→ Social Justice: Positive Discrimination in favor of the underprivileged, Social Movements
→ Indian Political System, Human Development, Social Sectors in India, Health, and Education.
• You can practice for the Objective Paper of RBI Grade B P2 Economics & Social issues here!
• You can practice for the Descriptive Paper of RBI Grade B P2 Economics & Social issues here!
3. Finance and Management:
(a) Financial System
→ Regulators of Banks and Financial Institutions
→ Reserve Bank of India- functions and conduct of monetary policy,
→ Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc.
(b) Financial Markets
Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, and recent developments.
(c) General Topics
→ Risk Management in Banking Sector
→ Basics of Derivatives: Forward, Futures, and Swap
→ Changing Landscape of the Banking sector
→ Recent Developments in the Financial Sector, Portfolio Investment,
→ Public Sector Reforms, Disinvestments
→ Financial Inclusion - use of technology
→ Alternate source of finance, private and social cost-benefit, PublicPrivate Partnership
→ Corporate Governance in Banking Sector, the role of e-governance in addressing the issues of corruption and inefficiency in the government sector.
→ The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM).
→ Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends.
• You can practice for the Objective Paper of RBI Grade B P2 Finance & Management here!
• You can practice for the Descriptive Paper of RBI Grade B P2 Finance & Management here!
RBI Grade B Vacancies 2026
| Posts | Vacancies |
| Officers in Grade ‘B’ (DR)–(General) | 83 |
| Officers in Grade ‘B’ (DR)–DEPR | 17 |
| Officers in Grade ‘B’ (DR)–DSIM | 20 |
| Total | 120 |
RBI Grade B Prelims Cut Off 2025
| RBI Grade-B Cut-Off 2025 for Phase-I Exam | |||||||||
| Sections | General/UR | EWS | OBC | SC | ST | PwBD | |||
| A | B | C | D | ||||||
| General Awareness | 24 | 16 | 20 | 16 | 16 | -- | 3 | 16 | 3 |
| English Language | 9 | 6 | 7.50 | 6 | 6 | -- | 1 | 6 | 1 |
| Quantitative Aptitude | 9 | 6 | 7.50 | 6 | 6 | -- | 1 | 6 | 1 |
| Reasoning | 18 | 12 | 15 | 12 | 12 | -- | 2.25 | 12 | 2.25 |
| Total Score Aggregate | 77.50 | 64.75 | 69 | 65 | 64.75 | -- | 17.50 | 63.50 | 22.50 |
RBI Grade B Prelims Cutoff 2024 (Overall)
| Category Name | Cut-Off Marks |
| UR (General) | 67.25 |
| EWS | 67.25 |
| OBC | 65.00 |
| ST | 54.00 |
| SC | 58.00 |
| PWBD | 53.25 |
RBI Grade B Prelims Cutoff 2023
| Section | Category | |||||
| GENERAL/UR | EWS | OBC | SC | ST | PwBD (OH/HI/VH/MD) | |
| GENERAL AWARENESS (Maximum Marks = 80) | 12.00 | 12.00 | 8.00 | 6.25 | 6.25 | 6.25 |
| REASONING (Maximum Marks = 60) | 9.00 | 9.00 | 6.00 | 4.75 | 4.75 | 4.75 |
| ENGLISH LANGUAGE (Maximum Marks = 30) | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 |
| QUANTITATIVE APTITUDE (Maximum Marks = 30) | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 |
| TOTAL SCORE/ Aggregate (Maximum Marks = 200) | 54.25 | 54.25 | 54.25 | 52.75 | 44.75 | 40.25 |
RBI Grade B Mains Cutoff 2023
| RBI Grade B Phase 2 Cut Off 2023 [GRADE ‘B’ (DR)-General] | ||||||
| RECRUITMENT STAGE | GENERAL | OBC | SC | ST | EWS | PwBD |
| AGGREGATE CUT – OFF MARKS IN PAPER- I, PAPER-II AND PAPER- III TAKEN TOGETHER IN WRITTEN EXAMINATION FOR SHORTLISTING THE CANDIDATES FOR INTERVIEW | 169 | 169 | 156 | 148.50 | 169 | 148 |
Having a fair idea of the previous year's cutoff for the RBI Grade B exam is important to understand the examination trend and deciding your target score. However, the cutoff largely depends on the vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous
The category-wise cutoff for RBI Grade B prelims is given below:
| Section | Category | ||||
| General | EWS | OBC | SC | ST | |
| General Awareness | 12.00 | 12.00 | 8.00 | 6.25 | 6.25 |
| Reasoning | 9.00 | 9.00 | 6.00 | 4.75 | 4.75 |
| English Language | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 |
| Quantitative Aptitude | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 |
| Total (Out of 200) | 63.75 | 63.75 | 60.25 | 55.25 | 50.75 |
RBI Grade B Mains Cutoff 2022
| Section | Category | ||||
| General | EWS | OBC | SC | ST | |
| Aggregate Cut – Off Marks In Paper- I, Paper-II And Paper- III (Out Of Total 300 Marks) | 171.25 | 171.25 | 167.00 | 150.50 | 150.25 |
| Aggregate Marks In Written Examination (Paper- I, II And III) And Interview Taken Together (Out Of Total 375 Marks) | 234.50 | 187.50 | 223.00 | 202.50 | 179.00 |
Here are the direct links to RBI Grade B phase I & II mock tests.
RBI Grade B P2 Economics & Social issues (Objective Paper)
RBI Grade B P2 Economics & Social issues (Descriptive Paper)
RBI Grade B P2 Finance & Management (Objective Paper)
RBI Grade B P2 Finance & Management (Descriptive Paper)
RBI GRADE P2 ESSAY WRITING
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