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RBI Grade B P1

RBI Grade B P1

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600ques.
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RBI Grade B P1

6 + 6 (2025 + 2026) Mock Tests

Validity : 12 Month(s)
₹499₹299

RBI Grade B P1 2025 Series

1
1

RBI Grade B P1

Moderate
200Questions
200Marks
120Mins
2
2

RBI Grade B P1

Moderate
200Questions
200Marks
120Mins
3
3

RBI Grade B P1

Moderate
200Questions
200Marks
120Mins
4
4

RBI Grade B P1

Exam Pattern Based
200Questions
200Marks
120Mins
5
5

RBI Grade B P1

Moderate
200Questions
200Marks
120Mins
6
6

RBI Grade B P1

Moderate
200Questions
200Marks
120Mins

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ABOUT EXAM

The RBI Grade B Officer is considered to be one of the most prestigious and sought-after jobs in the banking sector in India. Being a part of the Reserve Bank of India (RBI) which is the central bank of the country provides a great sense of pride and accomplishment. In addition to the reputation and prestige, RBI Grade B officers are well compensated, with a handsome salary, along with various allowances such as housing, transportation, and medical benefits. Excellent payscale and the associated perks attract thousand of aspirants making it one of the toughest competitive exams in India.


 

RBI Grade B Overview

The RBI Grade B Notification 2026 will be released by Reserve Bank of India (RBI). To help you understand the format of this exam and develop a study plan beforehand, here we have provided a brief overview of the RBI Grade B exam in the table given below:

 
 

Exam NameRBI Grade B
OrganizationReserve Bank of India
Name of the postOfficers in Grade ‘B’(DR)- General
Total Vacanciesto be announced
Mode of ApplicationOnline
Mode of examCBT
Selection procedurePrelims, Mains, Interview
Job LocationPAN India
Official websitehttps://www.rbi.org.in


 

RBI Grade B Eligibility Criteria

Before applying for any position, it is important to review the eligibility requirements to ascertain your eligibility for that particular post and prevent the wastage of your valuable time and efforts. It is the basic criteria for appointment to the posts advertised by the Reserve Bank of India include educational qualifications, age limit, nationality, work experience, and other specific requirements for the post of Grade B officer in RBI. Further, we have discussed the eligibility criteria for the post of RBI Grade B officer that you must fulfill to be eligible for the above-mentioned post.

Also, if the final stage, it is found that any information furnished in the ONLINE application is false/ incorrect or if according to the Board, the candidate does not satisfy the eligibility criteria for the post, his/ her candidature will be cancelled and he/she will not be allowed to appear for the interview, claim any reimbursement towards travelling and can be removed from service without notice if he/she has already joined the Bank.


 

RBI Grade B Educational Qualifications

 

To apply for the post of RBI Grade B officer (General), here are the essential education qualifications:

 
 

RBI Officers in Grade 'B' (DR) - (General)

 

  • A candidate belonging to the Unreserved category must possess a minimum of 60% marks or equivalent in a Bachelor’s Degree as well as in 12th and 10th standard examinations.

  • A candidate belonging to SC/ST/PWD category must possess a minimum of 50% marks or equivalent in a Bachelor’s Degree as well as in 12th and 10th standard examinations.

  • A candidate having Post-Graduation in any discipline / Equivalent technical or professional qualification is eligible with a minimum of 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters/years.



Graduation Level:

 

Any such course from a recognized University / Institute that is taken after Class XII and is at least of 3 years duration/ candidates possessing professional or technical qualifications which are recognized by the Government as equivalent to professional or technical graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.


Post-Graduation Level:

 

Any such course from a recognized University / Institute that is taken after Graduation and is at least of 2 years duration / recognized by the Government as equivalent to professional or technical Post-graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.

 
 

RBI Grade B Age Limit

 
To be eligible for the post of RBI Grade B officer, a candidate must have attained the age of 21 years and must not have attained the age of 30 years.
For M. Phil and Ph. D qualified candidates, the upper age limit will be 32 and 34 years, respectively.
The upper age limit prescribed above will be relaxed:

 
 

CategoryRelaxation
Scheduled Caste/Scheduled Tribe5 Years
Other Backward Classes3 Years
Persons With Benchmark Disabilities (Gen/EWS)10 Years
Persons With Benchmark Disabilities (SC/ST)15 Years
Persons With Benchmark Disabilities (OBC)13 Years
Ex-Servicemen & Commissioned Officers5 Years
Persons affected by the 1984 riots5 Years
 

 
 

Nationality

 

To be eligible for applying for the post of RBI Grade B officer, a candidate must be either:
 
i. a citizen of India, or
ii. a subject of Nepal, or
iii. a subject of Bhutan, or
iv. a Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or
v. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanently settling in India.

 

Provided that a candidate belonging to categories (ii), (iii), (iv), and (v) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

 
 

RBI Grade B – Maximum Number of Attempts

 

Candidates belonging to General Category/EWSs, who have already appeared Six times for Phase-I Examination for this post/s in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PwBD if the posts are reserved for them.

 
 

CategoryMaximum Number of Attempts Allowed
General / EWS6
SC/ST/OBC/PwBDNo Limit

 
 

RBI Grade B- Application Fee

 

The application fee for applying for the post of RBI Grade B officer would be as given below. You can make the payment of Application Fees/Intimation Charges through the On-Line Mode only.  As per the notification, you will also have to bear the Bank Transaction charges for Online Payment of application fees/intimation charges.

Note:
 

The applications without the prescribed Fee/ Intimation Charges shall be summarily rejected.
Fee/Intimation charges once paid shall not be refunded under any circumstances nor can the fee be held in reserve for any other examination or selection.
 
S.NoCategoryChargesAmount
1.SC/ST/PwBDIntimation Charges only₹ 100/-
2.GEN/OBC/EWSsApplication fees including intimation charges₹ 850/
3.STAFFNilNil

 
  

RBI Grade B officer Salary

 

The Reserve Bank of India (RBI) is the apex financial institution in India, responsible for maintaining monetary stability, regulating banks and other financial institutions, and managing the country's currency and foreign exchange.  The candidates selected as RBI Grade B officers are offered handsome salaries along with various allowances.

Selected Candidates will draw a starting basic pay of ₹ 78,450/-p.m. in the pay scale of Rs. 78450-4050(9)-114900-EB-4050(2)-123000-4650(4)-141600 (16 years) applicable to Officers in Grade B.

Allowances

 

They will also be eligible for Dearness Allowance, Local Allowance, House Rent Allowance, Family allowance, and Grade Allowance as per rules in force from time to time.

At present, initial monthly gross emoluments are Rs-1,50,374/- (approximately) The House Allowance of 15% of Basic Pay will be paid, if accommodation is not provided by the Bank. 

 
 

RBI Grade B Officers – Job Role

 

The RBI Grade B Officer post is considered to be one of the most prestigious and sought-after jobs in the banking sector in India. The position involves managing and supervising various departments within the RBI, such as banking supervision, currency management, and economic research. The job also involves formulating and implementing policies that are crucial for the growth and development of the Indian economy.
 
RBI Grade B officers have a crucial role in shaping the economic policies of the country. They are responsible for monitoring and analyzing the economic indicators, and making recommendations to the government and other stakeholders on various monetary and financial matters. Their decisions and recommendations have a significant impact on the Indian economy, and being a part of this process can be a highly fulfilling and rewarding experience.
 
Following are the key roles performed by the officers in RBI Grade B:
 
→ Onsite and Offsite Supervision

→ Data Collection and Analysis thereof

→ Policy formulation & other Policy-related work for Opening Current Accounts for banks & Governments, etc.

→ Undertaking risk assessments & Analysis of reports

→ Preparing and Issuing Show Cause Notices for enforceable violations

→ Appointments/ oversight of Agency Banks Preparation of weekly and annual statements of accounts

→ Formulation and review of Internal Accounting policies of the Reserve Bank

→ Demand - Supply Analysis of Currency in Circulation, preparation of Weekly Statement of Accounts for Issue Dept

→ Review of Security and logistics.

→ At ROs - Custodian of Vault in Issue Depts, Managing sections such as Resource, Remittance, Accounts, etc


 

EXAM PATTERN

RBI Grade B - Examination Pattern

The RBI Grade B Officer post is highly respected and carries with it a lot of reputation and prestige. It is a position that requires a high level of expertise, knowledge, and skills, and those who are selected for the role are considered to be among the best in the banking industry. Therefore, it is very important to understand the examination pattern very well before preparing for this exam.
 
I. The examination will consist of two phases, viz. - Phase-I & Phase-II followed by an interview. 

II. Phase-I examination will be objective type with Multiple Choice Questions (MCQs). The Phase-I examination will continue as per the existing Phase-I examination for Grade B (DR).

III. There are four modules in Phase-I, viz.- General Awareness, English Language, Quantitative Aptitude, and Reasoning.

IV. Phase-II examinations will consist of three papers in MCQ pattern (except Paper-I) – viz. Paper-I on English (writing skills); Paper-II – Economic & Social Issues and Paper-III – (optional subjects) – Finance & Management/ Economics/ Statistics.

V. Candidates will be required to write all the papers online.

VI. Only successful candidates of Phase-I will appear for the Phase II examination on a later date.

VII. Based on the results of Phase-II examinations candidates will be shortlisted for interview.

VIII. Final selection will be through merit lists which will be prepared by adding marks secured by candidates in Phase II (Paper-I + Paper-II + Paper-III) and Interviews.


 

Phase – I


 

  • The preliminary examination for the post of Officers in Grade ‘B’(DR)- General will be conducted online.

  • This phase is divided into 4 sections - Reasoning, Quantitative Aptitude, General Awareness, and English Language.

  • You are given 200 questions to attempt in a duration of 120 minutes. However, there will be a sectional time limit for each section and you cannot jump to other section until the time for that particular section is over.

  • The phase I of RBI grade B will be qualifying in nature, i.e, marks obtained in this phase will not be considered while preparing the final merit list.

  • Minimum qualifying marks will be declared by RBI.

  • There will be a penalty of one-fourth of the marks assigned to that question for wrong answers marked in the Objective Tests.

 
You can attempt RBI Grade B Phase I Mock test here!
 
 

S No.SubjectNo. of QuestionsMaximum MarksDuration
1.General Awareness808025 minutes
2.Quantitative Aptitude303025 minutes
3.English Language303025 minutes
4.Reasoning606045 minutes
Total200200120 minutes

 
 
 

Phase – II

 

  • The candidates who qualify the phase I based on the cut-off decided by the Board will be invited for the phase II exam.
  • The second phase of the RBI Grade B exam consists of 3 papers (Paper-I +Paper-II +Paper-III).
  • The papers will be in MCQ pattern (except Paper-I) – viz. Paper-I on English (writing skills); Paper-II – Economic & Social Issues and Paper-III – (optional subjects) – Finance & Management/ Economics/ Statistics.
  • Paper III (Finance and Management) will take place in the morning shift, followed by Paper I (Economics and Social Issues) and Paper II (English) in the afternoon shift without any break between Paper I and Paper II.
  • There will be a penalty for wrong answers marked by you. For every wrong answer marked by you, 1/4th of the marks assigned to that question will be deducted as a penalty.
  • For Paper I and Paper III, 30 Objective Questions & 6 Descriptive Questions will be asked.
  • For Paper I and Paper III, 30 minutes duration is allotted to attempt objective-type questions. After 30 minutes, descriptive type paper will start for which 90 minutes duration is allotted. You will not be able to shuffle between objective/descriptive Papers.
  • For Paper I and Paper III, descriptive type paper the word limit shall be 600 words for 15 marks questions and 400 words for 10 marks questions.
  • You will be required to answer only 4 out of 6 descriptive questions. Out of 4, two descriptive questions will be of 15 marks each and the other two will be of 10 marks each. In case, you answer more than 4 questions in descriptive, the first 4 shall be evaluated.

 
 
 

Paper NameType of paperNumber of QuestionsDurationMaximum Marks
Paper–I 
Economic & Social Issues
50% Objective + 50% Descriptive30 Objective Questions & 6 Descriptive Questions of which 4 have to be answered30 Minutes + 90 Minutes = 120 minutes50 + 50 = 100 Marks
Paper-II
English – Writing Skills
Descriptive Typing and the answers will need to be typed with the help of a keyboard3 (Descriptive)90 Minutes100 Marks
Paper -III 
Finance and Management
50% Objective + 50% Descriptive30 Objective Questions & 6 Descriptive Questions of which 4 have to be answered30 Minutes + 90 Minutes = 120 minutes50 + 50 = 100 Marks
 

 
 

Phase – III

 

An interview is the last phase of the RBI Grade B exam. Based on the results of Phase-II examinations candidates will be shortlisted for interview. The following are the key points to be remembered for RBI Grade B Interview:
 
  • Before 2021 the interview used to be of 50 marks. However, from 2021 onwards, i.e., from the RBI Grade B 2026 exam, the interview is now of 75 marks.

  • The final selection is determined on the basis of the final score out of a total of 375 marks (Mains + Interview).

  • The weightage of the interview for the final selection is 20%. The remaining 80% would be the weightage of marks secured in the RBI Grade B P2 Exam.

 
 

RBI Grade B Phase 1 Syllabus


 
 

SectionSyllabus
English Language× Reading Comprehension
× Error Spotting
× Sentence Rearrangement
× Cloze Test
× Connect the Sentences
× Fill in the blanks
× Word Replacement
× Word Usage
Quantitative Aptitude× Number Series
× Average
× Profit and Loss
× Percentage
× Data Interpretation
× Mixture and Alligation
× Ratio and Proportion
× Simple interest
× Compound interest
× Problems on ages
× Probability
× Time and Work
× Time and Distance
× Boats and Stream
× Partnership
Reasoning Ability× Inequality
× Syllogism
× Blood Relation
× Coding Decoding
× Direction and Sense
× Seating Arrangement
× Puzzle
× Data Sufficiency
× Sequential Input Output
General Awareness× Monetary Policies
× Economic Terms
× Current Affairs
× Financial & Economics News
× Static GK
× Government Schemes, Agreements & Deals
× Banking & Financial Awareness
× Banking terms, rates, processes
 

 
 
 

RBI Grade B Phase 2 Syllabus

 
 

1. English (Writing Skills)

 
The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic. The Paper may include Questions on Essay writing, Précis writing, Comprehension, etc. You will have to type answers with the help of the keyboard of the computer.
 
• You can practice RBI GRADE P2 ESSAY WRITING here

 
 

2. Economic and Social Issues

 

→ Growth and Development: Measurement of growth: National Income and per capita income
→ Poverty Alleviation and Employment Generation in India
→ Sustainable Development and Environmental issues.
→ Economic Reforms in India, Industrial and Labour Policy, Monetary and Fiscal Policy, Privatization, Role of Economic Planning.
→ Globalization, Opening up of the Indian Economy, Balance of Payments, Export-Import Policy.
→ International Economic Institutions, IMF and World Bank – WTO, Regional Economic Cooperation.
→ Social Structure in India, Multiculturalism, Demographic Trends, Urbanization and Migration, Gender Issues
→ Social Justice: Positive Discrimination in favor of the underprivileged, Social Movements
→ Indian Political System, Human Development, Social Sectors in India, Health, and Education.
 
• You can practice for the Objective Paper of RBI Grade B P2 Economics & Social issues here!

• You can practice for the Descriptive Paper of RBI Grade B P2 Economics & Social issues here!

 
 

3. Finance and Management:

 

(A)Finance
(a) Financial System
 
→ Regulators of Banks and Financial Institutions
→ Reserve Bank of India- functions and conduct of monetary policy,
→ Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc.
 
(b) Financial Markets
 
Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, and recent developments.
 
(c) General Topics
 
→ Risk Management in Banking Sector
→ Basics of Derivatives: Forward, Futures, and Swap
→ Changing Landscape of the Banking sector
→ Recent Developments in the Financial Sector, Portfolio Investment,
→ Public Sector Reforms, Disinvestments
→ Financial Inclusion - use of technology
→ Alternate source of finance, private and social cost-benefit, PublicPrivate Partnership
→ Corporate Governance in Banking Sector, the role of e-governance in addressing the issues of corruption and inefficiency in the government sector.
→ The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM).
→ Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends.
• You can practice for the Objective Paper of RBI Grade B P2 Finance & Management here!
• You can practice for the Descriptive Paper of RBI Grade B P2 Finance & Management here!

 
 

RBI Grade B Vacancies 2026

 

Last year RBI introduced 120 vacancies for the post of RBI Grade B officer in the Generalist Category. RBI Grade B vacancy 2026 will be announced soon along with the notification of the RBI Grade B officer. Here is the category-wise list of RBI grade B vacancies announced by the board last year:

 
 

PostsVacancies
Officers in Grade ‘B’ (DR)–(General)83
Officers in Grade ‘B’ (DR)–DEPR17
Officers in Grade ‘B’ (DR)–DSIM20
Total 120
 


 

RBI Grade B Prelims Cut Off 2025

RBI Grade-B Cut-Off 2025 for Phase-I Exam
SectionsGeneral/UREWSOBCSCSTPwBD
ABCD
General Awareness2416201616--3163
English Language967.5066--161
Quantitative Aptitude967.5066--161
Reasoning1812151212--2.25122.25
Total Score Aggregate77.5064.75696564.75--17.5063.5022.50

RBI Grade B Prelims Cutoff 2024 (Overall) 

Category NameCut-Off Marks
UR (General)67.25
EWS 67.25
OBC65.00
ST54.00
SC58.00
PWBD53.25
 

 
 

RBI Grade B Prelims Cutoff 2023

Section Category 
GENERAL/UR EWS OBC SC ST PwBD (OH/HI/VH/MD) 
GENERAL AWARENESS 
(Maximum Marks = 80) 
12.00 12.00 8.00 6.25 6.25 6.25 
REASONING 
(Maximum Marks = 60) 
9.00 9.00 6.004.75 4.75 4.75 
ENGLISH LANGUAGE 
(Maximum Marks = 30) 
4.50 4.50 3.002.25 2.25 2.25 
QUANTITATIVE APTITUDE 
(Maximum Marks = 30) 
4.50 4.50 3.002.25 2.25  2.25 
TOTAL SCORE/ Aggregate 
(Maximum Marks = 200) 
54.2554.2554.2552.7544.7540.25
 

 

RBI Grade B Mains Cutoff 2023

RBI Grade B Phase 2 Cut Off 2023 [GRADE ‘B’ (DR)-General]
RECRUITMENT STAGEGENERALOBCSCSTEWSPwBD 
AGGREGATE CUT – OFF MARKS IN PAPER- I, PAPER-II AND PAPER- III TAKEN TOGETHER IN WRITTEN EXAMINATION FOR SHORTLISTING THE CANDIDATES FOR INTERVIEW169169156148.50169148


 

 
RBI Grade B Prelims Cutoff 2022

Having a fair idea of the previous year's cutoff for the RBI Grade B exam is important to understand the examination trend and deciding your target score. However, the cutoff largely depends on the vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous
 
The category-wise cutoff for RBI Grade B prelims is given below:
 

SectionCategory
GeneralEWSOBCSCST
General Awareness12.0012.008.006.256.25
Reasoning9.009.006.004.754.75
English Language4.504.503.002.252.25
Quantitative Aptitude4.504.503.002.252.25
Total (Out of 200)63.7563.7560.2555.2550.75

 
 
 

RBI Grade B Mains Cutoff 2022


 

SectionCategory
GeneralEWSOBCSCST
Aggregate Cut – Off Marks In Paper- I, Paper-II And Paper- III (Out Of Total 300 Marks)
 
171.25171.25167.00150.50150.25
Aggregate Marks In Written Examination (Paper- I, II And III) And Interview Taken Together (Out Of Total 375 Marks)
 
234.50187.50223.00202.50179.00

 
 

You can practice for the different phases of the RBI Grade B exam with the RBI Grade B mock tests available at Smartkeeda and get a sense of pride and accomplishment by working with the most prominent financial institution in the country.
 
Here are the direct links to RBI Grade B phase I & II mock tests.
 


 

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