IBPS Clerk Mains

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2023 Mock Tests

IBPS Clerk Mains

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Exam Pattern Based
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests

IBPS Clerk Mains

Full Length
2023 Mock Tests


The IBPS Clerk exam is a national-level competitive examination conducted every year by the Institute of Banking Personnel Selection (IBPS) to recruit suitable candidates for entry-level positions in public sector banks. The candidates recruited through this exam are required to handle all fundamental responsibilities in a bank and efficiently manage clients, their inquiries, and their needs. The IBPS Clerk exam offers a great opportunity for aspirants who wish to pursue a career in the banking sector as it offers a lucrative salary package, job security, and career growth opportunities in public sector banks.
Through this article, we’ll share important aspects of the IBPS CLERK 2023 exam to help you build a roadmap to grab this opportunity in 2023.

IBPS Clerk Exam Overview

The Institute of Banking Personnel Selection (IBPS) will tentatively release the official notification for the recruitment of clerks in the public sector banks of the country in July 2023. The examination calendar for the IBPS 2023 exams has already been released and as per the calendar, the IBPS Clerk prelims exam will be conducted in August 2023.  The IBPS Clerk exam will be conducted in two stages - Preliminary and Main - and the final selection will be based on the candidate's performance in the Main exam.
To help you understand the format and important aspects of the IBPS clerk exam you can go through the following table:
Name of Agency Institute of Banking Personnel Selection (IBPS)
Online Registration To be announced
Preliminary Exam Date To be announced
Mains Exam Date To be announced
Name of the post Clerk
Total Vacancies To be announced
Mode of Application Online
Mode of exam CBT
Selection procedure Prelims, Mains
Official website www.ibps.in

IBPS Clerk 2023 Eligibility Criteria

It is always important to carefully read and understand the eligibility criteria before preparing for any exam.  IBPS clerk eligibility criteria is the basic criteria for appointment to clerical posts in the Public sector Banks of the country including educational qualifications, age limit, nationality, work experience, and other specific requirements for any post. By carefully reviewing the IBPS Clerk eligibility criteria, you can determine whether you meet the requirements for the job and whether it is worth applying for.

IBPS CLERK 2023 Educational Qualifications

To apply for the post of IBPS clerk, here are the essential education qualifications:
You must possess a degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government.
You must possess a valid Graduation Mark-sheet / Degree Certificate and indicate the percentage of marks obtained in Graduation while registering online.
Computer Literacy
Operating and working knowledge in computer systems is mandatory i.e. candidates should have a Certificate/Diploma/Degree in computer operations/Language/ should have studied Computer / Information Technology as one of the subjects in High School/College/Institute.
Local language
Proficiency in the Official Language of the State/UT (candidates should know how to read/ write and speak the Official Language of the State/UT) for which vacancies a candidate wishes to apply is preferable.
For Ex-Servicemen
Ex-Servicemen who do not possess the above civil examination qualifications should be matriculated Ex-Servicemen who have obtained the Army Special Certificate of Education or corresponding certificate in the Navy or Air Force after having completed not less than 15 years of service in the Armed Forces of the Union

IBPS CLERK 2023 Age Limit

To apply for the post of IBPS Clerk, an unreserved category candidate should not be below 20 years & above 28 years of age.
However, there will be age relaxations in the upper age limit for different categories as follows:
Category Relaxation
Scheduled Caste/Scheduled Tribe 5 Years
Other Backward Classes (Non-Creamy Layer) 3 Years
Persons With Benchmark Disabilities 10 Years
Ex-Servicemen / Disabled Ex-Servicemen Actual period of service rendered in the defence forces + 3 years (8 years for Disabled ExServicemen belonging to SC/ST) subject to a maximum age limit of 50 years
Persons affected by the 1984 riots 5 Years
Widows, divorced women, and women legally separated from their husbands who have not remarried Age concession upto the age of 35 years for General/EWS, 38 years for OBC, and 40 years for SC/ST candidates

Nationality / Citizenship:

A candidate must be either –

I. A Citizen of India or

II. A subject of Nepal or

III. A subject of Bhutan or

IV. A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or

V. A  person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, and Vietnam intending to permanently settle in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Application Fee

The application fee for applying for the post of IBPS Clerk would be as given below. You can make the payment of Application Fees/Intimation Charges through the On-Line Mode only.  As per the notification, you will also have to bear the Bank Transaction charges for Online Payment of application fees/intimation charges.
Category Fees (Non-refundable)
GENERAL/ EWS/ OBC candidate 850/- (inclusive of GST)
SC/ST/PWD/EXSM candidates 175/- (inclusive of GST)


IBPS CLERK 2024 Exam Pattern

Stage I:  Prelims
  • The preliminary examination for the post of IBPS Clerk 2024 will be conducted online.
  • This phase is divided into 3 sections – Reasoning Ability, Numerical Ability, and English Language.
  • You are given 100 questions to attempt in a duration of 60 minutes. However, there will be a sectional time limit of 20 minutes for each section and you cannot jump to other sections until the time for that particular section is over.
  • The prelims of IBPS clerk will be qualifying in nature, i.e, marks obtained in this phase will not be considered while preparing the final merit list.
  • You have to qualify in each of the three tests by securing cut-off marks to be decided by IBPS.
  • An adequate number of candidates in each category as decided by IBPS depending upon requirements will be shortlisted for the Online Main examination.
  • There will be a penalty of one-fourth of the marks assigned to that question for wrong answers marked in the Objective Tests.
  • If the examination is held in different shifts, the corrected scores obtained by each of the candidates in different sessions will be normalized using the equi-percentile method.
You can attempt IBPS CLERK mock tests at Smartkeeda to familiarise yourself well with the CLERK exam pattern.
IBPS CLERK Prelims Exam Pattern:
S.No Name of the Test Number of Questions Maximum Marks Duration
1. English Language 30 30 20 minutes
1. Reasoning Ability 35 35 20 minutes
2. Numerical Ability 35 35 20 minutes
  Total 100 100 60 minutes
Stage II: Mains
  • This is the second and the last round in the recruitment process of IBPS Clerks.
  • The mains of the IBPS Clerk would be divided into 4 sections – Reasoning Ability & Computer Knowledge, General English, General / Financial Awareness, and Quantitative Aptitude.
  • Like in prelims, a sectional time limit for each section would be there in this phase as well and you cannot jump to other sections until the time limit for that particular section is over.
  • The marks obtained in this round will solely be considered for preparing the merit and therefore to get the final selection you must score well in this round.
IBPS CLERK Mains Exam Pattern
S.No Name of the Test Number of Questions Maximum Marks Duration
1. General/ Financial Awareness 50 50 35 minutes
2. General English 40 40 35 minutes
3. Reasoning Ability & Computer Aptitude 50 60 45 minutes
4. Quantitative Aptitude 50 50 45 minutes
  Total 190 200 160 minutes
Click here to attempt a free IBPS CLERK mock test!
Penalty For Wrong Answers 

(Applicable to both – Online Preliminary and Online Main Examination)
There will be a penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one-fourth or 0.25 of the marks assigned to that question will be deducted as a penalty to arrive at the corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

Therefore, if you’re unaware of an answer, it would be better to leave the response blank to save yourself from a negative marking.

Cut-off Score (Online Main examination)

Each candidate will be required to obtain a minimum score in each section of the Online Main Examination and also a minimum total score decided by IBPS to be considered for further process.  Marks obtained in the online main examination only will be considered for the final merit listing.

Depending on the number of State/UT-wise vacancies available, cut-offs will be decided by IBPS and candidates will be considered for the provisional allotment. However, IBPS will not share the scores obtained in the Online Main Examination before the completion of the provisional allotment process

IBPS CLERK Previous Year Cutoff

Having a fair idea of the previous year's cutoff can help you set realistic goals for your own performance in the IBPS Clerk exam. It also provides you with an idea of the level of competition you might be facing in the upcoming exam. In the IBPS clerk exam, the cutoff is quite high as the difficulty level of the paper is generally easy. By comparing the previous year's cutoff of different states, you can make informed decisions about your target score and the state from which you should apply.

However, the cutoff largely depends on the available vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous year’s IBPS Clerk prelims cutoff (out of 100) and IBPS Clerk mains cutoff (out of 200):

IBPS CLERK Prelims Cutoff 2022

States/ UT General (Out of 100)
Andhra Pradesh 76.5
Assam 80.75
Bihar 87.75
Chhattisgarh 81.25
Delhi 84.50
Gujarat 81
Himachal Pradesh 86.5
Haryana 85.5
Jharkhand 84.75
Kerala 85.5
Madhya Pradesh 85
Maharashtra 75.5
Odisha 87.5
Punjab 83.25
Rajasthan 86.25
Karnataka 74.75
Uttar Pradesh 84
Uttarakhand 89.5
West Bengal 86
Tamil Nadu 78
IBPS Clerk Mains Cut off 2021-22
States/ UT UR
Andaman & Nicobar 30.75
Andhra Pradesh 35.63
Arunachal Pradesh 30.75
Assam 32.00
Bihar 37.63
Chandigarh 38.63
Chattisgarh 33.50
Dadar & Nagar Haveli 30.00
Delhi 38.88
Daman & Diu 30.00
Goa 32.13
Gujarat 35.00
Haryana 39.00
Himachal Pradesh 40.00
Jammu & Kashmir 32.00
Jharkhand 35.88
Karnataka 33.50
Kerala 37.50
Ladakh 24.50
Lakshadweep 23.50
Madhya Pradesh 35.63
Maharashtra 34.38
Manipur 35.25
Meghalaya 30.38
Mizoram 19.50
Nagaland 29.38
Odisha 36.88
Puducherry 30.75
Punjab 38.50
Rajasthan 40.00
Sikkim 31.00
Tamil Nadu 36.00
Telangana 34.88
Tripura 32.38
Uttar Pradesh 36.63
Uttarakhand 39.25
West Bengal 37.75
CLERK Prelims Syllabus:
Sections Syllabus
× Reading Comprehension
× Cloze Test
× Para jumbles
× Miscellaneous
× Fill in the blanks
× Multiple Meaning /Error Spotting
× Paragraph Completion
× Logical Reasoning
× Alphanumeric Series
× Ranking/Direction/Alphabet Test
× Data Sufficiency
× Coded Inequalities
× Seating Arrangement
× Puzzle
× Tabulation
× Syllogism
× Blood Relations
× Input-Output
× Coding-Decoding
× Simplification
× Profit & Loss
× Mixtures & Allegations
× Simple Interest
×  Compound Interest 
× Surds & Indices
× Work & Time
× Time & Distance
× Mensuration
× Data Interpretation
× Ratio & Proportion, Percentage
× Sequence & Series
× Permutation, Combination & Probability
Sections Syllabus
Computer Aptitude
× Analogy
× Statement/Assumption/Conclusion
× Direction Sense
× Seating Arrangement
× Puzzle
× Syllogism
× Machine Input-Output
× Coding-Decoding
× Logical Reasoning
× Wrong/New Pattern Number Series
× High-level Data Sufficiency
× Data Interpretation
× Caselet DI
× Time & Distance, Work
× Boat and Streams
× Partnership
× Profit & Loss
× Simple and Compound Interest
× Mixture and Allegations
× Ratio & Proportion
× Percentage
General / Financial Awareness × Current Affairs
× Awards and honors
× Books and authors
× Latest appointments, 
× Monetary Policies
× Economic Terms
× Current Affairs
× Financial & Economics News
× Static GK
× Government Schemes, Agreements & Deals
× Banking & Financial Awareness
× Banking terms, rates, processes
English Language × Reading Comprehension
× Sentence Rearrangement
× Cloze Test
× Miscellaneous
× Fill in the blanks
× Multiple Meaning /Error Spotting
× Paragraph Completion
× Sentence Connection

IBPS CLERK 2022 Vacancies

The Institute of Banking Personnel Selection (IBPS) releases state-wise and category-wise vacancies along with the official notification every year on their official website. For the year 2022-23, 6035 vacancies were declared by IBPS for the clerical positions in the banks. The table below shows the overall IBPS CLERK state-wise Vacancies for the year 2022-23:
State Name SC ST OBC EWS UR Total
ANDAMAN & NICOBAR 0 0 0 0 4 4
ANDHRA PRADESH 11 7 32 19 140 209
ASSAM 11 17 42 15 72 157
BIHAR 43 3 73 26 136 281
CHANDIGARH 0 0 3 0 9 12
CHHATTISGARH 10 29 5 9 51 104
DELHI (NCR) 45 17 87 27 119 295
GOA 1 12 11 4 43 71
GUJARAT 15 35 100 25 129 304
HARYANA 21 0 38 10 69 138
HIMACHAL PRADESH 22 2 17 7 43 91
JAMMU & KASHMIR 1 1 9 1 23 35
JHARKHAND 6 17 6 5 35 69
KARNATAKA 50 22 89 32 165 358
KERALA 5 0 11 6 48 70
LADAKH 0 0 0 0 0 0
LAKSHADWEEP 0 2 0 0 3 5
MADHYA PRADESH 46 71 38 28 126 309
MAHARASHTRA 81 72 215 73 334 775
MANIPUR 0 0 0 0 4 4
MEGHALAYA 0 2 0 1 3 6
MIZORAM 0 0 0 0 4 4
NAGALAND 0 1 0 0 3 4
ODISHA 23 26 11 10 56 126
PUDUCHERRY 0 0 0 0 2 2
PUNJAB 122 0 83 39 163 407
RAJASTHAN 24 13 20 9 63 129
SIKKIM 0 2 2 0 7 11
TAMIL NADU 56 3 53 26 150 288
TELANGANA 17 0 0 6 76 99
TRIPURA 3 5 0 2 7 17
UTTAR PRADESH 218 11 315 106 439 1089
UTTRAKHAND 3 1 1 1 13 19
WEST BENGAL 117 23 118 50 220 528
Total 951 400 1379 538 2767 6035

IBPS Clerk Participating Banks

The Institute of Banking Personnel Selection (IBPS) collects vacancies from various participating public sector banks in India. The following 11 banks participated in the IBPS Clerk recruitment in the year 2022:
1. Bank of Baroda

2. Bank of India

3. Bank of Maharashtra

4. Canara Bank

5. Central Bank of India

6. Indian Bank

7. Indian Overseas Bank

8. Punjab National Bank

9. Punjab & Sind Bank

10. UCO Bank

11. Union Bank of India

Tips to Crack IBPS CLERK 2024 Exam:

Since the IBPS clerk exam is highly competitive because of the number of applicants, you need to have a strong foundation in basic concepts and a thorough understanding of the IBPS Clerk exam pattern and IBPS clerk syllabus to crack it.
· You have to develop a strategic study plan and adhere to a disciplined study routine to cover all the topics and regularly practice through IBPS Clerk mock tests. This will help you to identify your weaknesses and help you work on them at the right time. IBPS clerk mock tests at Smartkeeda are the simulation of the actual exam which will give you a good idea of the IBPS Clerk exam pattern and the level of difficulty of the questions asked in this exam.
· After taking the test you should analyze it thoroughly to point out your strengths and weaknesses and the areas of improvement where you need to alter your approach to boost your score. You can also attempt “Topic Tests” available at Testzone to strengthen your concepts on a particular topic.
· To stay ahead of the competition, it is crucial to keep oneself updated with current affairs and general knowledge to excel in the general awareness section which is one of the scoring sections of IBPS Clerk mains. You can attempt monthly mockdrills at Smartkeeda and boost your score in the General Awareness Section.
· If you’re having an examination in later shifts, get an idea about the number of questions being attempted by other aspirants of the previous shifts. To get an idea of the difficulty level of the exam and your target attempts, you can also attempt the memory-based paper of the IBPS clerk exam at Smartkeeda.
The IBPS clerk exam offers a great opportunity to kick-start your career in the banking sector and achieve your dreams. With dedication, hard work, and perseverance, you can easily crack the IBPS clerk exam and secure a promising career in the banking sector.

Here you can find the direct links to practice Topic-wise quizzes for IBPS CLERK 2024 Exam:
English Language Quantitative Aptitude Reasoning Aptitude
Reading Comprehension Simplification Inequality
Find the Error Number Series Syllogism
Sentence Correction Approximation Blood Relation
Misspelled Words Data Interpretation Coding Decoding
Sentence Rearrangement Problems on Ages Direction Sense
Thanks & Regards
(Team Smartkeeda)

IBPS Clerk Mains FAQs

IBPS CLERK Mains Mock tests by Smartkeeda simulate the actual IBPS CLERK Mains exam and provide candidates with a clear idea of the exam pattern, difficulty level, and types of questions asked in this exam helping them score well in the actual exam.
Anyone who is preparing for the IBPS CLERK Mains or any other Banking exam can take the IBPS CLERK Mains Mock Test Series. It is especially useful for those who want to assess their preparation level and crack their exam on the first attempt.
8+8 (previous year + current year) mains level mocks are included in the IBPS CLERK mains mock test series by Smartkeeda.
Yes! The IBPS CLERK Mains Mock Test Series is Bilingual (Hindi + English) and you can change the language any time by clicking on the language change option available at the upper right corner of the test window.
Smartkeeda provides IBPS CLERK Mains Mock Tests of varied difficulty levels including Exam pattern-based mocks, Memory Based mocks, Easy-level mocks, and Difficult-level mocks. You can choose to attempt the mock test that suits your level of preparation.
Yes, each mock test has a sectional as well as an overall time limit which is exactly similar to the actual IBPS CLERK Mains exam.
Yes, You can! However, we strongly recommend that you attempt the complete mock test in one go so that you can get familiar with the actual examination scenario. Nonetheless, if there is an emergency and you need to take a break, the option to pause and resume the mock test is available.
The IBPS Clerk mains mock tests are designed to simulate the actual IBPS CLERK exam. While the questions may not be the same, the mock tests cover the same topics and are of a similar difficulty level.
Yes! The IBPS CLERK mains mock tests are available on the Smartkeeda website as well as the Smartkeeda mobile app. You can attempt the tests after registering with your email id and purchasing the plan.
Yes, Smartkeeda offers a free mock test for the IBPS CLERK exam. You can attempt the free mock after registering on our website or app.
Performance tracking tool, "Smart Analysis" is available in the solution window where you can track your progress, identify your strengths and weaknesses, and focus on areas that require more attention.
Yes! You can raise your query by clicking on the "Ask a doubt" tab and we will get back to you within 24 hours with a proper solution to your query.
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