Target the shortlist with exam-like practice. LIC has announced AAO 2025 (760 posts; applications open until 8 Sept 2025; Mains exam on
8 November 2025 as per current schedule), so your preparation requires accuracy and pace. Smartkeeda's
LIC AAO Mock Test 2025 reflects the latest pattern for Mains and simulates the real exam interface to help you maintain speed, accuracy, and calm under pressure. Get LIC AAO Mains full-length mock tests, subject tests, and chapter tests with unlimited reattempts, a free demo, and deep performance analytics (accuracy, time per question, weak-area flags). Ask-a-doubt support from experts helps you correct mistakes faster. Benchmark yourself with a live leaderboard, track your progress, and convert practice into selection. Available in English and Hindi.
The selected candidates are required to sponsor suitable persons to be appointed as Life Insurance Agents, train them properly, and help the recruited agents to sell life insurance to a maximum number of persons. They will also be required to give prompt after-sales service to policyholders. The recruitment of Apprentice Development Officers is for Urban as well as Rural Areas and the selected candidates will have to work in these areas. However, some of the selected candidates are also posted in the jurisdiction of nearby Divisional Office/s within the jurisdiction of the Zone.
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LIC AAO 2025 Overview
|
Name of Recruitment |
LIC AAO |
|
Exam conducting Authority |
Life Insurance Corporation of India |
|
Name of the post |
Assistant Administrative Officer (Generalist) |
|
Vacancies |
AAO (Generalist): 350, AAO (Specialist): 410,
81-AE |
|
Mode of Application |
Online |
|
Mode of exam |
CBT |
|
Selection procedure |
Prelims, Mains, and Interview |
|
Official website |
www.licindia.in |
LIC AAO 2025 Important dates
|
Activity |
Dates |
|
Start date for Online Registration of Applications and Online Payment of Application Fee/ Intimation Charges |
16th Aug 2025 |
|
Last date for Online Registration & Online Payment of Application Fee/Intimation Charges |
8th Sept 2025 |
|
Download of Call Letter for Online Examination |
7 to 10 days before the examination |
|
Dates of Online Examination – Preliminary |
3rd Octo 2025 |
|
Dates of Online Examination – Main |
8th Nov 2025 |
Age Relaxation
Minimum Age shall be 21 years (completed) as on 01.08.2025. with DOB window 02.08.1995–01.08.2004 for AAO (Generalist).
Maximum age shall not be more than 30 years (candidates must have been born not earlier than 02.01.1993 and not later than 01.01.2002 both days inclusive only are eligible)
Relaxations in upper age limit for Scheduled Caste (SC)/Scheduled Tribe(ST)/Other Backward Communities (OBC)/ Emergency Commissioned Officers (ECO) /Short Service Commissioned Officers (SSCO) /Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees/ shall be as under :
|
Category |
Age Relaxation (In years) |
|
SC/ST |
5 YEARS |
|
OBC |
3 YEARS |
|
PwBD(Gen) |
10 YEARS |
|
PwBD(SC/ST) |
15 YEARS |
|
PwBD(OBC) |
13 YEARS |
|
ECO/SSCO (GEN) |
5 YEARS |
|
ECO/SSCO (SC/ST) |
10 YEARS |
|
ECO/SSCO (OBC) |
8 YEARS |
|
Confirmed LIC employees |
Further Relaxation of 5 YEARS |
Education Qualification
For AAO(Generalist): “Bachelor’s Degree in any discipline from a recognized Indian University/Institution”
The educational qualification mentioned should be from a University/Institute/ Board recognized by Govt. of India / approved by the Government Regulatory bodies and the result should have been declared on or before 01.01.2025.
Proper documents from Board / University for having declared the result on or before 01.01.2025 have to be submitted at the time of the interview. The date of passing the examination which is reckoned for eligibility will be the date of passing appearing on the mark sheet / provisional certificate.
Application fees/ Intimation charges:
Candidates will have to make the payment of Application Fees/Intimation Charges through the On-Line Mode as under:
|
Category |
Fees (Non-refundable) |
|
For SC/ST/ PwBD candidates |
Intimation Charges of Rs. 85/- +Transaction Charges + GST |
|
For all other candidates |
Application Fee-cum-Intimation Charges of Rs. 700/- + Transaction Charges + GST |
Examination Pattern
Comprehension of the examination pattern is the first and foremost step in the preparation. It is very important to thoroughly understand and become familiar with the latest examination pattern to design an effective plan of action to prepare for the examination.
Let us have a quick glance over the examination pattern of LIC AAO 2025.
Selection of Assistant Administrative Officers in LIC will be done through a three-tiered process and subsequent Pre-recruitment Medical examination.
-
Online Preliminary Exam
-
Online Main Exam
-
Interview
Stage I: Online Preliminary Exam
A preliminary Examination consisting of an objective test will be conducted online. The test will have three sections (with separate timings for each section) as follows:
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The Preliminary examination will be the first stage of the selection process and is qualifying in nature. It is conducted in Computer Based Test mode.
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Candidates will have to pass each of the objective tests of the online examinations.
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Questions from three subjects, namely i.e., English language, Reasoning Ability, and Quantitative aptitude will be asked at this stage.
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All the subjects of the preliminary examination will account for 100 marks with sectional timing of 20 minutes for each subject.
|
S.No. |
Name of test |
No. of questions |
Maximum marks |
Minimum Qualifying marks |
Duration |
|
SC/ST/PwBD |
Others |
|
1. |
English Language |
30 |
30** |
9 |
10 |
20 minutes |
|
2. |
Quantitative Aptitude |
35 |
35 |
16 |
18 |
20 minutes |
|
3. |
Reasoning Ability |
35 |
35 |
16 |
18 |
20 minutes |
|
|
Total |
100 |
70** |
|
|
60 minutes |
** English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking.
Stage II: Online Main Exam
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The main examination will consist of objective tests for 300 marks and descriptive tests for 25 marks.
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Both the objective and descriptive tests will be online.
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The objective test will have separate timing for every section.
-
Candidates will have to answer descriptive tests by typing on the computer.
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A descriptive test will be administered immediately after the completion of the objective test.
|
S. No |
Name of test |
No of questions |
Maximum Marks |
Minimum Qualifying marks |
Duration |
|
SC/ST/PwBD |
Others |
|
1. |
Reasoning Ability |
30 |
90 |
40 |
45 |
40 minutes |
|
2. |
General knowledge and current affairs |
30 |
60 |
27 |
30 |
20 minutes |
|
3. |
Data Analysis and Interpretation |
30 |
90 |
40 |
45 |
40 minutes |
|
4. |
Insurance and Financial Market Awareness |
30 |
60 |
27 |
30 |
20 minutes |
|
|
Total |
120 |
300 |
|
|
2 Hours |
|
|
English Language (Letter Writing & Essay) |
2
|
25** |
9 |
10 |
30 minutes |
**Kindly note that the descriptive test will be of qualifying nature and the marks will not be counted for ranking. Also, the Descriptive paper of only those candidates will be evaluated who qualify in the objective part of the main Examination.
Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in Main Examination + marks obtained in the Interview will be considered for the final merit listing of candidates.
English Language (Letter Writing & Essay)
This is a part of the main examination and it is the easiest part of the LIC AAO exam. You are required to choose and write an Essay and a Letter out of the given topics. The total time allotted for the descriptive part is 30 minutes. Scoring well in this section can be a cakewalk for you if you are aware of the latest happenings in and around the world and have a good knowledge of the format for formal/informal letter writing.
Interview
Interview marks : Interview = 60 marks; qualifying = 30 (UR/OBC/EWS), 27 (SC/ST/PwBD).
An interview is the last stage of the LIC AAO examination. Candidates who clear the written examinations will be called for the interview round. This round is a very important part of the selection process.
In this round, the officials will try to check your knowledge, opinions, Communication Skills: Emails, Reports, Situation Analysis & Precis Writing, and your fitness for the job. This is also the scoring part of the examination process and the marks obtained in this round are added to the final merit.
If you have successfully cleared the written exam and the document verification process, you will be appointed to the post of Assistant Administrative Officer (Generalist).
Qualifying Marks
As you all know the cut-off for LIC AAO 2025 prelims has already been decided. Unreserved category students have to score 18 in the Quantitative Aptitude & Reasoning Section and 10 marks in English. However, the English Language section of LIC AAO 2025 prelims will be of qualifying nature and the marks in the English Language will not be counted for ranking. So, here is a huge advantage for the candidates who are not very good at English. But, you will have to practice hard to score well in the Quantitative Aptitude and Reasoning Ability section to qualify for the mains.
So, the key to all of the preparation, though, is understanding how to approach this exam. Once you know that, the rest of it doesn’t seem nearly as terrifying. Smartkeeda always tries to provide our students with quality content at the least possible price so that the students do not take studying as a financial burden.
LIC AAO Preliminary Syllabus
LIC AAO Mains Syllabus
|
Sections |
Syllabus |
Reasoning
ability |
× Logical Reasoning
× Alphanumeric Series
× Ranking/Direction/Alphabet Test
× Data Sufficiency
× Coded Inequalities
× Seating Arrangement
× Puzzle
× Tabulation
× Syllogism
× Blood Relations
× Input-Output
× Coding-Decoding |
Quantitative
aptitude |
× Pie charts
× Bar graphs
× Data Handling
× Data Derivation
× Data Implementation
× Elementary Mathematics |
|
General Knowledge and Current Affairs |
× Current Affairs
× Banking News
× National and International News
× Economic and Financial News
× Awards and honors
× Books and authors,
× Latest appointments,
× Obituaries,
× New schemes sanctioned by the Central and state governments, sports, etc.
× Static GK
× Names of Country-capital, currency,
× Headquarters of Financial Organizations
× Constituencies of Ministers,
× Dance forms
× Important Dates
× Banking/Financial terms
× Static Awareness |
|
Insurance and Financial Market Awareness |
× Development
× Business/ Finance topic
× Various laws and policies
× History of Banking & Insurance
× Financial institutes, terminologies & derivations
× Current Banking news and events related to insurance and the financial market
|
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